148 Mitchell St, Rochester, NY 14621 Property Records

Monroe County and Rochester City property record for 148 Mitchell St, Rochester, NY 14621

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,218 sqft · built 1911
Lot Size	0.089 acres (3,900 sqft)
Owner	Individual Name on File
Last Sale	$50,900 (Sep 2006)
Tax Bill	$837 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`077684-00.0`

Property Details

APN / Parcel Number

Primary APN	`077684-00.0`
Alternative APNs	`140009167000020130000000` `261400 091.67-2-13`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,218 sqft Living Area
1st Floor Area	641 sqft
2nd Floor Area	577 sqft
Game Room	Game Room

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,900 sqft (0.089 acres)
Lot Dimensions	100 ft deep x 39 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	077684-00.0
Street Address	148 MITCHELL ST
City	ROCHESTER
State	NY
Zip	14621-3955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	0081.00 106 22 07166 2 SEC E DICKINSON HOME D ASSN SUB
Legal Subdivision	FAIRVIEW SUBDIVISION
Legal Block	2
Legal Lot Number	13.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2010
Census Tract	8100

Owner

148 Mitchell St is owned and occupied by an individual who acquired it in April 2007.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	148 MITCHELL ST, ROCHESTER, NY 14621-3955
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Line of Credit ESL FCU
Sep 3, 2021	Deed of Trust, Mortgage · Line of Credit ESL FCU
Jan 29, 2021	Deed of Trust, Mortgage · Line of Credit ESL FCU
May 9, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2006 · Amount on File
Deed Sale	Sep 7, 2006 · Amount on File
Prior Sale	May 24, 2006 · Amount on File
Deed Book / Page	10353 / 328
Last Transfer Date	Apr 30, 2007
Transfer Doc	0000000036
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	148 MITCHELL ST, ROCHESTER, NY 14621-3955
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000241
Date	Sep 3, 2021
Book Page	29434/34
Instrument	202109030241

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	148 MITCHELL ST, ROCHESTER, NY 14621-3955
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000242
Date	Sep 3, 2021
Book Page	29434/43
Instrument	202109030242

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	148 MITCHELL ST, ROCHESTER, NY 14621-3955
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000977
Date	Jan 29, 2021
Book Page	28999/261
Instrument	202101290977

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	May 9, 2018
Property Address	148 MITCHELL ST, ROCHESTER, NY 14621-3955
Document Number	0000000594
Book / Page	012022 / 000687
Instrument Date	May 1, 2018
Instrument	594
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 MITCHELL ST ROCHESTER NY 146213955, ROCHESTER, NY 14621-3955

Tax Assessment & Valuation

The 2026 property tax bill for 148 Mitchell St was $837, up 5.8% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$837.00 (+5.82%)
2025	$791.00	$77,500 Land $8,300 Building $69,200	$77,500 Land $8,300 Building $69,200
2023		$39,000 (-) Land $3,800 Building $35,200	$46,988 (+10.84%) Land $4,578 Building $42,410
2022		$39,000 Land $3,800 Building $35,200	$42,391 Land $4,130 Building $38,261

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 148 Mitchell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 148 Mitchell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Frontier, Greenlight Networks, T-Mobile.

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