148 Mill St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 148 Mill St, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,290 sqft · built 1790
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$105,000 (Jun 2021)
Tax Bill	$2,876 (2026)
Deeds & Mortgages	Aug 2022 Refinance Jun 2021 Foreclosure + 1 more
APN	`381700 112.69-1-7`

Property Details

APN / Parcel Number

Primary APN	`381700 112.69-1-7`
Alternative APN	`0605740`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,290 sqft Living Area
1st Floor Area	723 sqft
2nd Floor Area	567 sqft

Exterior

Year Built	Built 1790
Effective Year Built	Effective 1790
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	81.1 ft deep x 55 ft wide
Porch	Slab
Porch Area	214 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0605740
Street Address	148 MILL ST
City	TROY
State	NY
Zip	12180-5910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU2
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1018
Census Tract	41000

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 907, COHOES, NY 12047-0907
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NEW YORK FCU
Jun 22, 2021	Public Action, Foreclosure
Jun 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Prior Sale	Apr 22, 2015 · Amount on Record
Deed Document Number	2021591219
Deed Book / Page	9632 / 186
Prior Transfer Date	Jun 11, 2021
Prior Transfer Doc	0096320186
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	148 MILL ST, TROY, NY 12180-5910
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0101390073
Date	Aug 3, 2022
Book Page	10139/73
Instrument	2022-614804

Lender

Name	FIRST NEW YORK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2032

June 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	RENSSELAER NY
Recording Date	Jun 22, 2021
Property Address	148 MILL ST, TROY, NY 12180-5910
Document Number	0096320186
Book / Page	9632 / 186
Instrument Date	Jun 11, 2021
Instrument	2021-591219
Transaction Type	Foreclosure
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 907, COHOES, NY 12047-0907
Investor	Possibly a Property Investor

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jun 6, 2017
Property Address	148 MILL ST, TROY, NY 12180-5910
Document Number	0081920320
Book / Page	008192 / 000320
Instrument Date	Jun 1, 2017
Transaction Type	Transfer
Record Updated	Jul 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	148 MILL ST TROY NY 121805910, TROY, NY 12180-5910

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,876.00 (-22.06%)
2025	$3,690.00 (+0.16%)	$79,000 (-) Land $10,000 Building $69,000	$135,300 (+19.84%) Land $17,127 Building $118,173
2023		$79,000 (-) Land $10,000 Building $69,000	$112,900 (+8.61%) Land $14,291 Building $98,609
2022	$3,684.00	$79,000 Land $10,000 Building $69,000	$103,947 Land $13,158 Building $90,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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