James City County property record for 148 Mid Ocean, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,089 sqft · built 2023 |
| Lot Size | 1.44 acres (63,031 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $159,000 (Mar 2022) |
| Tax Bill | $7,654 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Mar 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-1 07-0-0018 |
| Primary APN | 37-1 07-0-0018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 4,089 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 63,031 sqft (1.44 acres) |
| Garage Type | Attached |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 22157 |
|---|---|
| Street Address | 148 MID OCEAN |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-8414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDEN |
| Legal Description | L-18 S-3B FORD'S COLONY |
| Legal Subdivision | FORDS COLONY |
| Legal Lot Number | 18 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | POWHATAN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 80207 |
148 Mid Ocean is owned and occupied by two individuals who bought it in March 2022.
Source: James City County records, as of July 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 148 MID OCEAN, WILLIAMSBURG, VA 23188-8414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2022 | Deed of Trust, Mortgage · ARM FULTON BANK NA |
| Mar 8, 2022 | Warranty Deed, Transfer |
| Apr 1, 2021 | Warranty Deed, Transfer LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2022 · Amount on File |
| Deed Sale | Mar 8, 2022 · Amount on File |
| Prior Sale | Apr 1, 2021 · Amount on File |
| Deed Document Number | 20223698 |
| Prior Transfer Date | Feb 23, 2022 |
| Prior Transfer Doc | 0000003764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 148 MID OCEAN, WILLIAMSBURG, VA 23188-8414 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Title Company | FIRST VA TITLE AND ESCROW LLC, FIRST VA TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0202210962 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 202210962 |
| Name | FULTON BANK NA |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.63% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | 6 Months |
| Margin | 3 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Mar 8, 2022 |
| Property Address | 148 MID OCEAN, WILLIAMSBURG, VA 23188-8414 |
| Document Number | 0202203698 |
| Instrument Date | Mar 3, 2022 |
| Instrument | 202203698 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1909 CARRIAGE HOUSE WAY, WILLIAMSBURG, VA 23188-2750 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Apr 1, 2021 |
| Property Address | 148 MID OCEAN, WILLIAMSBURG, VA 23188-8414 |
| Document Number | 0210006271 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 210006271 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Title Company | LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 HOLLINWELL, WILLIAMSBURG, VA 23188-7468 |
The 2025 property tax bill for 148 Mid Ocean was $7,654, up 6.4% from the year before.
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,654.00 (+6.41%) | $922,200 Land $153,000 Building $769,200 | $922,200 Land $153,000 Building $769,200 |
| 2024 | $7,193.00 (+128.2%) | ||
| 2023 | $3,152.00 (+75.01%) | $697,000 Land $217,000 Building $480,000 | $697,000 Land $217,000 Building $480,000 |
| 2022 | $1,801.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 148 Mid Ocean in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 148 Mid Ocean is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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