Walton County property record for 148 Miami St, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,519 sqft · built 1988 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $122,500 (Dec 2000) |
| Tax Bill | $1,318 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-2S-21-42040-00A-0040 |
| Primary APN | 32-2S-21-42040-00A-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,519 sqft Living Area |
| Gross Area | 2,858 sqft |
| 1st Floor Area | 583 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 87 ft deep x 50 ft wide |
| Porch | Open/Unfinished Porch |
| Porch Area | 1,263 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 148 MIAMI ST |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4695 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | LOT 4 BLK A FRANGISTA BCH. 1ST ADD OR 2297-923 OR 3230-2150 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 32 |
| Legal Subdivision | FRANGISTA BCH |
| Legal Block | A |
| Legal Lot Number | 4 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 950609 |
148 Miami St is owned and occupied by two individuals who acquired it in October 2021.
Source: Walton County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 148 MIAMI ST, MIRAMAR BEACH, FL 32550-4695 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2000 · Amount on File |
| Deed Sale | Dec 1, 2000 · Amount on File |
| Deed Document Number | 2000654180 |
| Deed Book / Page | 2297 / 923 |
| Last Transfer Date | Oct 25, 2021 |
| Transfer Doc | 0032302150 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 20, 2021 |
| Property Address | 148 MIAMI ST, MIRAMAR BEACH, FL 32550-4695 |
| Document Number | 0032302150 |
| Book / Page | 3230 / 2150 |
| Map Reference | MB 2 PG 55 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 20210062717 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 148 MIAMI ST, MIRAMAR BEACH, FL 32550-4695 |
| Document Number | 0032302156 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 3230/2156 |
| Name | GOODLEAP LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 148 Miami St was $1,318 with a homeowner's exemption, up 2.3% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,318.00 (+2.33%) Homeowner's exemption | $184,500 | $822,898 Land $505,885 Building $317,013 |
| 2024 | $1,288.00 (+4.46%) | ||
| 2023 | $1,233.00 (+1.73%) Homeowner's exemption | $914,628 (+44.32%) Land $697,500 Building $217,128 | $914,628 (+44.32%) Land $697,500 Building $217,128 |
| 2022 | $1,212.00 Homeowner's exemption | $633,735 Land $371,850 Building $261,885 | $633,735 Land $371,850 Building $261,885 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 148 Miami St in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 750 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4,168 units insured incl. 3,418 condo units |
| Nearby Flood Claims | 64 (1995–2024) |
| Claims Outside the SFHA | 45 of 64 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 148 Miami St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: CenturyLink, T-Mobile, Wildstar Networks.
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