148 McCracken Dr, Monaca, PA 15061 Property Records

Beaver County property record for 148 McCracken Dr, Monaca, PA 15061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,280 sqft · built 2006
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$214,137 (Apr 2007)
Tax Bill	$673 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`56-065-0124.000`

Property Details

APN / Parcel Number

Primary APN	`56-065-0124.000`
Alternative APN	`56-065-0124.000-01-1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,280 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Terrain	Rolling
Parking Spaces	2 Parking Spaces
Deck Area	356 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	56-065-0124.000
Street Address	148 MCCRACKEN DR
City	MONACA
State	PA
Zip	15061-2774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 424 LAKEVIEW FARMS#4 HSE
Legal Subdivision	LAKEVIEW FARMS
Legal Lot Number	424
Jurisdiction	BEAVER PA
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2017
Census Tract	603202

Owner

Source: Beaver County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	148 MCCRACKEN DR, MONACA, PA 15061-2774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage DOLLAR BANK FSB
Apr 25, 2020	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
May 21, 2018	Deed of Trust, Mortgage · Conventional with PMI DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2007 · Amount on Record
Deed Sale	Apr 25, 2007 · Amount on Record
Prior Sale	Mar 20, 2006 · Amount on Record
Deed Book / Page	3296 / 729
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Recording Date	Jun 3, 2026
Property Address	148 MCCRACKEN DR, MONACA, PA 15061-2774
Document Number	0003732259
Instrument Date	May 28, 2026
Instrument	20263732259
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FINANCIAL DIMENSIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 MCCRACKEN DR, MONACA, PA 15061-2774

Mortgage

Document Number	0003732259,
Date	Jun 3, 2026
Instrument	20263732259

Lender

Name	DOLLAR BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	148 MCCRACKEN DR, MONACA, PA 15061-2774
Document Number	0003612067
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	148 MCCRACKEN DR MONACA PA 150612774, MONACA, PA 15061-2774

Mortgage

Document Number	0003612067
Date	Jun 1, 2020
Instrument	3612067

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	148 MCCRACKEN DR, MONACA, PA 15061-2774
Document Number	0003572611
Instrument Date	May 21, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	148 MCCRACKEN DR MONACA PA 150612774, MONACA, PA 15061-2774

Mortgage

Document Number	0003572611
Date	Jun 1, 2018
Instrument	3572611

Lender

Name	DITECH FIN'L
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2048

Tax Assessment & Valuation

Source: Beaver County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Beaver County
County Subdivision	Center Township
Unified School District	Central Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,100 (+139.22%) Land $31,250 Building $121,850	$306,200 (+139.22%) Land $62,500 Building $243,700
2025	$673.00 (-90.07%)
2023	$6,778.00	$64,000 Land $15,050 Building $48,950
1982			$128,000 Land $30,100 Building $97,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2004–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTER TWP WATER AUTH serves 19,000 people · EPA ID PA5040007
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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