148 Maple St, Mooers, NY 12958 Property Records

Clinton County and Mooers Town property record for 148 Maple St, Mooers, NY 12958

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,230 sqft · built 1900
Lot Size	0.371 acres (16,200 sqft)
Owner	2 Individual Names on File
Last Sale	$70,500 (Jul 2002)
Tax Bill	$3,522 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093800 30.16-1-3`

Property Details

APN / Parcel Number

Primary APN	`093800 30.16-1-3`
Alternative APN	`380003001600010030000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,230 sqft Living Area
1st Floor Area	1,284 sqft
Upper Floors Area	310 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1915
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	16,200 sqft (0.371 acres)
Lot Dimensions	162 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	315 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	148 MAPLE ST
City	MOOERS
State	NY
Zip	12958-4205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 68 REF TR PATE
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	CLINTON NY
Township / Civil Division	MOOERS
Census Block Group	2
Census Block	2014
Census Tract	104200

Owner

148 Maple St is owned and occupied by two individuals who acquired it in January 2020.

Source: Clinton County and Mooers Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	148 MAPLE ST, MOOERS, NY 12958-4205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage CITIZENS BANK
Nov 13, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jan 23, 2020	Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2002 · Amount on File
Deed Sale	Jul 2, 2002 · Amount on File
Deed Book / Page	20021 / 44332
Last Transfer Date	Jan 6, 2020
Transfer Doc	0000305790
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Recording Date	Jul 27, 2026
Property Address	148 MAPLE ST, MOOERS, NY 12958-4205
Document Number	0000351700
Instrument Date	Jul 17, 2026
Instrument	2026351700
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 MAPLE ST, MOOERS, NY 12958-4205

Mortgage

Document Number	0000351700,
Date	Jul 27, 2026
Instrument	2026351700

Lender

Name	CITIZENS BANK

Agreement

Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Nov 13, 2020
Property Address	148 MAPLE ST, MOOERS, NY 12958-4205
Document Number	0000311568
Instrument Date	Nov 12, 2020
Instrument	311568
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	47 MAPLE ST #F ROUSES POINT NY 129791460, F, ROUSES POINT, NY 12979-1460

January 2020: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	CLINTON NY
Recording Date	Jan 23, 2020
Property Address	148 MAPLE ST, MOOERS, NY 12958-4205
Document Number	0000305790
Instrument Date	Jan 6, 2020
Instrument	305790
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 MAPLE ST MOOERS NY 129584205, MOOERS, NY 12958-4205

Mortgage

Document Number	305791
Date	Jan 23, 2020
Instrument	305791

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Mortgage

Document Number	305792,
Date	Jan 23, 2020
Instrument	305792

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

The 2026 property tax bill for 148 Maple St was $3,522, up 209.5% from the year before.

Source: Clinton County and Mooers Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Mooers Town
Unified School District	Northeastern Clinton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,522.00 (+209.49%)
2025	$1,138.00	$153,700 Land $17,500 Building $136,200	$153,700 Land $17,500 Building $136,200
2023		$141,900 Land $17,500 Building $124,400	$141,900 Land $17,500 Building $124,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 148 Maple St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Maple St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Champlain Technology Group Fiber	500 / 500

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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