Essex County and Andover Town property record for 148 Main St, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 4,248 sqft · built 1829 |
| Lot Size | 0.885 acres (38,559 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $257,000 (Nov 2021) |
| Tax Bill | $16,583 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Nov 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00040 B:00056 L:00000 |
| Primary APN | ANDO M:00040 B:00056 L:00000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,248 sqft Living Area |
| Gross Area | 7,850 sqft |
| Basement Area | 1,940 sqft |
| Unfinished Basement | 1,940 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1829 |
|---|---|
| Effective Year Built | Effective 1829 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 38,559 sqft (0.885 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 148 MAIN ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-4142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRA |
| Legal Subdivision | SUTTON POND CONDO |
| Legal Block | 56 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 254301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Academy Hill Historic District listed 1982 · 137 contributing resources · NRIS 82000475 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
148 Main St is owner-occupied and held in a trust since November 2021.
Source: Essex County and Andover Town records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 148 MAIN ST, ANDOVER, MA 01810-4142 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 3, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Nov 19, 2021 | Quit Claim Deed, Transfer |
| Jun 3, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on File |
| Deed Sale | Nov 19, 2021 · Amount on File |
| Prior Sale | Feb 25, 2015 |
| Deed Book / Page | 17238 / 201 |
| Prior Transfer Date | Nov 17, 2021 |
| Prior Transfer Doc | 17238-201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 148 MAIN ST, ANDOVER, MA 01810-4142 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00018324-9 |
|---|---|
| Date | Jul 3, 2025 |
| Book Page | 18324/9 |
| Instrument | 11138 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Nov 19, 2021 |
| Property Address | 148 MAIN ST, ANDOVER, MA 01810-4142 |
| Document Number | 17238-201 |
| Book / Page | 17238 / 201 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 38175 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 148 MAIN ST APT A216, A216, NORTH ANDOVER, MA 01845-2473 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Jun 3, 2019 |
| Property Address | 148 MAIN ST, ANDOVER, MA 01810-4142 |
| Document Number | 15869-87 |
| Book / Page | 015869 / 000087 |
| Instrument Date | May 31, 2019 |
| Instrument | 12344 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 148 MAIN ST ANDOVER MA 018104142, ANDOVER, MA 01810-4142 |
The 2025 property tax bill for 148 Main St was $16,583, up 2.4% from the year before.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,583.00 (+2.38%) | $1,327,700 (+5.58%) Land $630,900 Building $696,800 | $1,635,710 |
| 2024 | $16,197.00 (+3.3%) | $1,257,500 (+9.56%) Land $627,100 Building $630,400 | |
| 2023 | $15,679.00 | $1,147,800 Land $580,800 Building $567,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 148 Main St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1987–2010) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 148 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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