148 Lovelace, Irvine, CA 92620 Property Records

Orange County property record for 148 Lovelace, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,502 sqft · built 2018
Lot Size	0.088 acres (3,829 sqft)
Owner	Individual Name on Record
Last Sale	$1,275,500 (Apr 2018)
Tax Bill	$18,124 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`553-051-17`

Property Details

APN / Parcel Number

Primary APN	`553-051-17`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,502 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	3,829 sqft (0.088 acres)
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	148 LOVELACE
City	IRVINE
State	CA
Zip	92620-2251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 18049 BLK LOT 17
Legal Subdivision	TRACT NO 18049
Legal Tract	18049
Legal Lot Number	17
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3000
Census Tract	52421

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	148 LOVELACE, IRVINE, CA 92620-2251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage NAN YI
Feb 26, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage EAST WEST BANK
Feb 15, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 23, 2019	Deed of Trust, Mortgage · ARM CATHAY BANK
Apr 4, 2018	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB
Apr 4, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2018 · Amount on Record
Deed Sale	Apr 4, 2018 · Amount on Record
Deed Document Number	2018120106
Last Transfer Date	Dec 29, 2025
Transfer Doc	0000059194
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	148 LOVELACE, IRVINE, CA 92620-2251
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 LOVELACE, IRVINE, CA 92620-2251

Mortgage

Document Number	0000201782
Date	Mar 24, 2021
Instrument	2021000201782

Lender

Name	NAN YI
Type	Private Party
Address	3412 N POINSETTIA AVE, MANHATTAN BEACH, CA 90266

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 26, 2026
Property Address	148 LOVELACE, IRVINE, CA 92620-2251
Document Number	0000059194
Map Reference	MB 970 PG 32-38
Instrument Date	Dec 24, 2025
Instrument	2026000059194
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 LOVELACE, IRVINE, CA 92620-2251

Mortgage

Document Number	0000059195
Date	Feb 26, 2026
Instrument	2026000059195

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	1-Year T-Bill
Max Rate	12.1%

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 15, 2023
Property Address	148 LOVELACE, IRVINE, CA 92620-2251
Document Number	0000034458
Map Reference	MB 970 PG 32-38
Instrument Date	Feb 3, 2023
Instrument	2023000034458
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 LOVELACE, IRVINE, CA 92620-2251
Investor	Possibly a Property Investor

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	148 LOVELACE, IRVINE, CA 92620-2251
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000364467
Date	Sep 23, 2019
Instrument	2019000364467

Lender

Name	CATHAY BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	1-Year CMT
Max Rate	10%

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 4, 2018
Property Address	148 LOVELACE, IRVINE, CA 92620-2251
Document Number	0000120106
Map Reference	MB970 PG32-38
Instrument Date	Jan 24, 2018
Instrument	2018000120106
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	148 LOVELACE, IRVINE, CA 92620-2251

Mortgage

Document Number	0000120107
Date	Apr 4, 2018
Instrument	2018000120107

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	May 1, 2019
Change Frequency	Annually
Min Rate At Change	9.95%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	10.5%

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 4, 2018
Property Address	148 LOVELACE, IRVINE, CA 92620-2251
Document Number	0000120104
Instrument Date	Jan 24, 2018
Instrument	120104
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	550 NEWPORT CENTER DR NEWPORT BEACH CA 926607011, NEWPORT BEACH, CA 92660-7011

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,480,139 (+2%) Land $934,364 Building $545,775
2025	$18,124.00 (+3.73%)	$1,451,117 (+4.04%) Land $916,043 Building $535,074
2023	$17,473.00 (+1.72%)	$1,394,769 Land $880,471 Building $514,298
2022	$17,177.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 832 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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