148 Larboard Trl, Mount Gilead, NC 27306 Property Records

Montgomery County property record for 148 Larboard Trl, Mount Gilead, NC 27306

Property Summary

Property Type	Single Family Home
Details	built 1979
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Aug 2021)
Tax Bill	$283 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6575 19 62 0129`

Property Details

APN / Parcel Number

Primary APN	`6575 19 62 0129`
Alternative APN	`1484669`

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating System	Solar

Location & Zoning

Account Number	1484669
Street Address	148 LARBOARD TRL
City	MOUNT GILEAD
State	NC
Zip	27306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN HARBOR LOT 9; SEC B TWIN HARBOR #9 B
Legal Subdivision	TWIN HARBOR CAMPING RESORT
Legal Lot Number	9
Jurisdiction	MONTGOMERY NC
Township / Civil Division	PEE DEE
Census Block Group	3
Census Block	3007
Census Tract	960402

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	8120 TWIN HARBOR DR, MOUNT GILEAD, NC 27306-9507
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage FIRST COMMUNITY INSURANCE COMPANY
Aug 20, 2021	Warranty Deed, Transfer
May 16, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	May 16, 2018 · Amount on Record
Deed Document Number	2021369802
Deed Book / Page	881 / 137
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	148 LARBOARD TRL, MOUNT GILEAD, NC 27306
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000975/92
Date	Dec 5, 2025
Book Page	975/92
Instrument	388860

Lender

Name	FIRST COMMUNITY INSURANCE COMPANY
Type	Non-Lending Institution
Address	SAINT PETERSBURG, FL 33715

Agreement

Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Aug 20, 2021
Property Address	148 LARBOARD TRL, MOUNT GILEAD, NC 27306
Document Number	881/137
Book / Page	881 / 137
Map Reference	CAB B SL 31
Instrument Date	Aug 16, 2021
Instrument	369802
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2104 BADIN RD, 2104, ALBEMARLE, NC 28001-8193

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 LARBOARD TRL, MOUNT GILEAD, NC 27306

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	May 16, 2018
Property Address	148 LARBOARD TRL, MOUNT GILEAD, NC 27306
Document Number	00808/0227
Book / Page	0808 / 0227
Map Reference	CABB SL31
Instrument Date	May 8, 2018
Instrument	354615
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2104 BADIN RD, ALBEMARLE, NC 28001-8193

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,140 (-) Land $24,900 Building $17,240	$42,140 (-) Land $24,900 Building $17,240
2025	$283.00	$42,140 (-) Land $24,900 Building $17,240	$42,140 (-) Land $24,900 Building $17,240
2023		$42,140 Land $24,900 Building $17,240	$42,140 Land $24,900 Building $17,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Larboard Trl

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