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148 Keystone Ridge Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 148 Keystone Ridge Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,571 sqft · built 2020
Lot Size0.207 acres (9,017 sqft)
Owner2 Individual Names on Record
Last Sale$276,937 (Jun 2020)
Tax Bill$4,185 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT180200106

Property Details

APN / Parcel Number

Primary APNT180200106
Alternative APN
  • 2-0048-C585-00-0059.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,571 sqft Living Area
Basement Area1,553 sqft

Exterior

Year BuiltBuilt 2020
Exterior MaterialComposition/Composite
Lot Area9,017 sqft (0.207 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT180200106
Street Address148 KEYSTONE RIDGE DR
CityO FALLON
StateMO
Zip63366-5092
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKEYSTONE RIDGE LOT 59
Legal Range02E
Legal Township47N
Legal SubdivisionKEYSTONE RIDGE
Legal Lot Number59
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group3
Census Block3085
Census Tract312095

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address148 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2020 · Amount on Record
Deed SaleJun 24, 2020 · Amount on Record
Deed Document Number0007328953
Deed Book / Page7328 / 953
Record UpdatedJun 8, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 24, 2020
Property Address148 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092
Document Number0073280953
Book / Page007328 / 000953
Instrument DateJun 23, 2020
Instrument432560
Transaction TypeTransfer
Record UpdatedAug 25, 2020
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address148 KEYSTONE RIDGE DR O FALLON MO 633665092, O FALLON, MO 63366-5092

Mortgage

Document Number73280955
DateJun 24, 2020
Book Page007328/000955
Instrument432570
Lender
NameTOGETHER CU
AddressSAINT LOUIS, MO 63118
Agreement
AmountAmount Recorded
Term360 Months
DueJun 23, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,185.00$67,074 (+10.82%)$353,019 (+10.82%) Land $50,000 Building $303,019
2023$60,523
2022$318,539 Land $50,000 Building $268,539

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimJul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Brightspeed, Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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