148 Kellet Way, Saint Johns, FL 32259 Property Records

St. Johns County property record for 148 Kellet Way, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,932 sqft · built 2021
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Sep 2026)
Tax Bill	$8,409 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000721-0360`

Property Details

APN / Parcel Number

Primary APN	`000721-0360`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,932 sqft Living Area
Gross Area	2,482 sqft
1st Floor Area	1,932 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	234 sqft
Patio Area	924 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	148 KELLET WAY
City	SAINT JOHNS
State	FL
Zip	32259-9336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	99/1-21 WATERSONG AT RIVERTOWN LOT 36 OR5273/339 & 5555/291
Legal Range	27E
Legal Township	05S
Legal Section	39
Legal Subdivision	WATERSONG AT RIVERTOWN
Legal Block	1
Legal Lot Number	36
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1048
Census Tract	20807

Owner

148 Kellet Way is owned and occupied by two individuals who bought it in September 2026.

Source: St. Johns County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	148 KELLET WAY, SAINT JOHNS, FL 32259-9336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
May 10, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
May 24, 2021	Special Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on File
Deed Sale	Sep 14, 2026 · Amount on File
Prior Sale	May 24, 2021 · Amount on File
Deed Document Number	202678437
Deed Book / Page	6436 / 704
Prior Transfer Date	May 1, 2022
Prior Transfer Doc	0055550291
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 14, 2026
Property Address	148 KELLET WAY, SAINT JOHNS, FL 32259-9336
Document Number	0000078437
Book / Page	6436 / 704
Instrument Date	Sep 8, 2026
Instrument	202678437
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399,455.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 KELLET WAY, SAINT JOHNS, FL 32259-9336

Mortgage

Document Number	0000078438,
Date	Sep 14, 2026
Instrument	202678438

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	May 10, 2022
Property Address	148 KELLET WAY, SAINT JOHNS, FL 32259-9336
Document Number	0055550291
Book / Page	5555 / 291
Map Reference	MB 99 PG 1-21
Instrument Date	May 1, 2022
Instrument	2022047487
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 KELLET WAY, 148, ST JOHNS, FL 32259-9336

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	148 KELLET WAY, ST JOHNS, FL 32259-9336

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 24, 2021
Property Address	148 KELLET WAY, SAINT JOHNS, FL 32259-9336
Document Number	0052730339
Book / Page	5273 / 339
Map Reference	MB 99 PG 1-21
Instrument Date	May 19, 2021
Instrument	2021058262
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,104.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7800 BELFORT PKWY, 7800, JACKSONVILLE, FL 32256-6941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 KELLET WAY, ST JOHNS, FL 32259-9336

Mortgage

Document Number	0005273340
Date	May 24, 2021
Instrument	5273/340

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 148 Kellet Way was $8,409 with a homeowner's exemption, up 17% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$435,795 (+2.7%)	$453,916 (-10.91%) Land $110,000 Building $343,916
2025	$8,409.00 (+17.04%) Homeowner's exemption	$424,338	$509,522 Land $130,000 Building $379,522
2024	$7,185.00 (+3.56%)
2023	$6,938.00 (+3.29%) Homeowner's exemption	$374,707 (+5.22%)	$432,877 (+12.13%) Land $95,000 Building $337,877
2022	$6,717.00 Homeowner's exemption	$356,104	$386,036 Land $95,200 Building $290,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 148 Kellet Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Kellet Way is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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