148 Hillside Ave, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 148 Hillside Ave, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,758 sqft · built 1894
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (Jan 2021)
Tax Bill	$6,267 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Nov 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:14-55W24`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:14-55W24`
Alternative APNs	`NAUG M:038 L:1311` `AK12 55W24` `038-1311` `38-1311`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,758 sqft Living Area
Gross Area	2,764 sqft
1st Floor Area	1,052 sqft
Basement Area	926 sqft
Unfinished Basement	926 sqft

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	38-1311
Street Address	148 HILLSIDE AVE
City	NAUGATUCK
State	CT
Zip	06770-4036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R65
Legal Lot Number	1311
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	1
Census Block	1012
Census Tract	345300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Naugatuck Center Historic District listed 1999 · 137 contributing resources · NRIS 99000859

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	148 HILLSIDE AVE, NAUGATUCK, CT 06770-4036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 13, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU
Jan 28, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2021 · Amount on Record
Deed Sale	Jan 28, 2021 · Amount on Record
Prior Sale	Sep 18, 2007 · Amount on Record
Deed Document Number	2021385
Deed Book / Page	1064 / 74
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	148 HILLSIDE AVE, NAUGATUCK, CT 06770-4036
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001164-896
Date	Aug 11, 2025
Book Page	1164/896
Instrument	2025-2475

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Sep 1, 2065

Interest

Rate Type	Adjustable Rate

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	148 HILLSIDE AVE, NAUGATUCK, CT 06770-4036
Transaction Type	Mortgage
Record Updated	Nov 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001131-272
Date	Nov 13, 2023
Book Page	1131/272
Instrument	2023-3389

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2038

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jan 28, 2021
Property Address	148 HILLSIDE AVE, NAUGATUCK, CT 06770-4036
Document Number	0001064-74
Book / Page	1064 / 74
Instrument Date	Jan 19, 2021
Instrument	385
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	148 HILLSIDE AVE, NAUGATUCK, CT 06770-4036

Mortgage

Document Number	0000000386
Date	Jan 28, 2021
Instrument	386

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,267.00 (+1.62%)	$154,980 (-) Land $29,820 Building $125,160	$367,805 (+239.03%)
2025	$6,167.00	$154,980 (-) Land $29,820 Building $125,160	$108,486 Land $20,874 Building $87,612
2024	$6,167.00 (-11.07%)
2023	$6,935.00 (+7.84%)	$154,980 (+15.07%) Land $29,820 Building $125,160
2022	$6,431.00	$134,680 Land $31,940 Building $102,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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