148 Hemlock Rd, Gaffney, SC 29340 Property Records

Cherokee County property record for 148 Hemlock Rd, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	2,584 sqft · built 1977
Lot Size	8.69 acres (378,972 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Mar 2018)
Tax Bill	$776 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010442-23-3`

Property Details

APN / Parcel Number

Primary APN	`010442-23-3`
Alternative APNs	`0500000033000 61281189` `050-00-00-033.000` `010521223`

Interior

Stories	1 Story
Building Area	2,584 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Brick Veneer
Lot Area	378,972 sqft (8.69 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	0500000033000 61281189
Street Address	148 HEMLOCK RD
City	GAFFNEY
State	SC
Zip	29340-5422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	148 HEMLOCK RD FM GRACE UNLIMITED $125000
Legal Subdivision	C B HAMMETT ESTATE
Legal Tract	80
Jurisdiction	CHEROKEE SC
Township / Civil Division	SARATT
Census Block Group	2
Census Block	2001
Census Tract	970700

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	148 HEMLOCK RD, GAFFNEY, SC 29340-5422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2018	Grant Deed, Transfer · Conventional with PMI MIDLAND MTG
Feb 28, 2018	Grant Deed, Transfer · Conventional Mortgage FIRST PIEDMONT FED'L S&L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Deed Document Number	0001012671
Deed Book / Page	101 / 2671
Last Transfer Date	Mar 19, 2018
Transfer Doc	0001012671
Record Updated	Jun 8, 2026

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Mar 19, 2018
Property Address	148 HEMLOCK RD, GAFFNEY, SC 29340-5422
Document Number	0001012671
Book / Page	000101 / 002671
Instrument Date	Mar 16, 2018
Instrument	1271
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	148 HEMLOCK RD GAFFNEY SC 293405422, GAFFNEY, SC 29340-5422

Mortgage

Document Number	1012673
Date	Mar 19, 2018
Book Page	000101/002673
Instrument	1272

Lender

Name	MIDLAND MTG
Type	Mortgage Company
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2048

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Feb 28, 2018
Property Address	148 HEMLOCK RD, GAFFNEY, SC 29340-5422
Document Number	0001011228
Book / Page	000101 / 001228
Instrument Date	Feb 22, 2018
Instrument	935
Transaction Type	Transfer
Record Updated	Mar 22, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.60
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19 DODD LN INMAN SC 293496955, INMAN, SC 29349-6955

Mortgage

Document Number	1011232
Date	Feb 28, 2018
Book Page	000101/001232
Instrument	936

Lender

Name	FIRST PIEDMONT FED'L S&L
Type	Federal Savings Bank
Address	SPARTANBURG, SC 29301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$776.00 (+18.47%) Homeowner's exemption	$5,880 (-) Land $740 Building $5,140	$168,600 (-) Land $40,100 Building $128,500
2023	$655.00	$5,880 Land $740 Building $5,140	$168,600 Land $40,100 Building $128,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOUCHER WD (1120004) serves 5,426 people · EPA ID SC1120004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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