148 Hamilton Rd, Troutman, NC 28166 Property Records

Iredell County property record for 148 Hamilton Rd, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,633 sqft · built 2016
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Jun 2024)
Tax Bill	$3,019 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`4742-45-4691.000`

Property Details

APN / Parcel Number

Primary APN	`4742-45-4691.000`
Alternative APNs	`80030967` `80096458` `80112503`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,633 sqft Heated Area
Gross Area	3,686 sqft
1st Floor Area	2,191 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	33,977 sqft (0.78 acres)
Lot Width	150 ft Width
Garage Area	571 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	482 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	80112503
Street Address	148 HAMILTON RD
City	TROUTMAN
State	NC
Zip	28166-9599
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L29 SILO ACRES PB 62-98
Legal Subdivision	SILO ACRES
Legal Block	45
Legal Lot Number	29
Jurisdiction	IREDELL NC
Township / Civil Division	STATESVILLE
Census Block Group	3
Census Block	3038
Census Tract	61201

Owner

148 Hamilton Rd is owned and occupied by two individuals who bought it in June 2024.

Source: Iredell County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	148 HAMILTON RD, TROUTMAN, NC 28166-9599
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROYAL TITLE COMPANY, ROYAL OAK TITLE COMPANY
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 20, 2025	Deed of Trust, Mortgage · Line of Credit CARTER BANK & TRUST
Sep 30, 2022	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK
Aug 16, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2024 · Amount on File
Deed Sale	Jun 3, 2024 · Amount on File
Prior Sale	Sep 30, 2022 · Amount on File
Deed Book / Page	3065 / 746
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Recording Date	Jul 15, 2026
Property Address	148 HAMILTON RD, TROUTMAN, NC 28166-9599
Document Number	3227002321
Book / Page	3227 / 2321
Instrument Date	Jul 15, 2026
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	ROYAL TITLE COMPANY, ROYAL OAK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 HAMILTON RD, TROUTMAN, NC 28166-9599

Mortgage

Document Number	3227002321,
Date	Jul 15, 2026
Book Page	3227/2321

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Aug 1, 2029

Interest

Rate	6.47%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	148 HAMILTON RD, TROUTMAN, NC 28166-9599
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002881497
Date	Dec 17, 2021
Book Page	2881/497

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2051

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	148 HAMILTON RD, TROUTMAN, NC 28166-9599
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 HAMILTON RD, TROUTMAN, NC 28166-9599

Mortgage

Document Number	0003156606
Date	Aug 20, 2025
Book Page	3156/606

Lender

Name	CARTER BANK & TRUST
Type	Bank
Address	320 COLLEGE DR, MARTINSVILLE, VA 24112

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Sep 30, 2022
Property Address	148 HAMILTON RD, TROUTMAN, NC 28166-9599
Document Number	0002950178
Book / Page	2950 / 178
Map Reference	MB 62 PG 98
Instrument Date	Sep 29, 2022
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	OS NATIONAL LLC, OS NATIONAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	148 HAMILTON RD, TROUTMAN, NC 28166-9599

Mortgage

Document Number	0002950180
Date	Sep 30, 2022
Instrument	2950/180

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 16, 2022
Property Address	148 HAMILTON RD, TROUTMAN, NC 28166-9599
Document Number	0002940293
Book / Page	2940 / 293
Map Reference	MB 62 PG 98
Instrument Date	Aug 16, 2022
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$947.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1081, TROUTMAN, NC 28166-1081

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	148 HAMILTON RD, TROUTMAN, NC 28166-9599
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	27672169
Date	Dec 30, 2020
Book Page	2767/2169

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 148 Hamilton Rd was $3,019.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,190 (-) Land $44,000 Building $449,190	$493,190 (-) Land $44,000 Building $449,190
2025	$3,019.00	$493,190 Land $44,000 Building $449,190	$493,190 Land $44,000 Building $449,190
2023	$3,019.00 (+50.05%)	$493,190 (+58.22%) Land $44,000 Building $449,190	$493,190 (+58.22%) Land $44,000 Building $449,190
2022	$2,012.00	$311,720 Land $23,000 Building $288,720	$311,720 Land $23,000 Building $288,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 148 Hamilton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Hamilton Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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