148 Gardner Rd, Deer Lodge, TN 37726 Property Records

Morgan County property record for 148 Gardner Rd, Deer Lodge, TN 37726

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 1976
Lot Size	5.7 acres (248,292 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,000 (Jul 2023)
Tax Bill	$575 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`065030 00500`

Property Details

APN / Parcel Number

Primary APN	`065030 00500`
Alternative APN	`030 00500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Attic	Attic
Attic Area	504 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Flooring	Softwood
Interior Walls	Wood

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1985
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	248,292 sqft (5.7 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	392 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	148 GARDNER RD
City	DEER LODGE
State	TN
Zip	37726-3801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: M01
Legal Subdivision	MEISTER HILLS RET HOME LOG HOME
Jurisdiction	MORGAN TN
Township / Civil Division	5
Census Block Group	2
Census Block	2017
Census Tract	110100

Owner

Source: Morgan County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	148 GARDNER RD, DEER LODGE, TN 37726-3801
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2023 · Amount on Record
Deed Sale	Jul 3, 2023 · Amount on Record
Prior Sale	Jun 15, 2023 · Amount on Record
Deed Document Number	202384254
Deed Book / Page	308 / 343
Prior Transfer Date	Mar 25, 2014
Prior Transfer Doc	0000171/84
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	Jul 3, 2023
Property Address	148 GARDNER RD, DEER LODGE, TN 37726-3801
Document Number	000308/343
Book / Page	308 / 343
Instrument Date	Jun 16, 2023
Instrument	84254
Transaction Type	Transfer
Record Updated	Jul 17, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,006.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 GARDNER ROAD, DEER LODGE, TN 37726

Mortgage

Document Number	0000084255
Date	Jul 3, 2023
Instrument	84255

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$575.00	$21,150 (-) Land $4,850 Building $16,300
2023		$21,150 (-) Land $4,850 Building $16,300
2022	$575.00	$21,150 Land $4,850 Building $16,300	$84,600 (-) Land $19,400 Building $65,200
2021			$84,600 Land $19,400 Building $65,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

No cell data coverage reported

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