148 Fred Loggins Rd, Commerce, GA 30530 Property Records

Jackson County property record for 148 Fred Loggins Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,754 sqft · built 2002
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jul 2022)
Tax Bill	$2,280 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004 006L1`

Property Details

APN / Parcel Number

Primary APN	`004 006L1`
Alternative APN	`27528`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,754 sqft Heated Area
1st Floor Area	1,754 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	60,984 sqft (1.4 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Slab
Porch Area	142 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	27528
Street Address	148 FRED LOGGINS RD
City	COMMERCE
State	GA
Zip	30530-5600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.40 AC.TRACT 2 PLAT BK 64 PG 140
Legal Tract	2
Legal Block	64
Jurisdiction	JACKSON GA
Township / Civil Division	NICHOLSON
Census Block Group	5
Census Block	5039
Census Tract	10500

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	148 FRED LOGGINS RD, COMMERCE, GA 30530-5600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · VA Mortgage EVERETT FINANCIAL
Jul 8, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST OPTION MORTGAGE
Jul 8, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST OPTION MORTGAGE
Sep 10, 2021	Warranty Deed, Transfer
Jan 15, 2019	Grant Deed, Transfer HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Prior Sale	Sep 10, 2021 · Amount on Record
Deed Document Number	20223540
Deed Book / Page	103I / 380
Prior Transfer Date	Aug 7, 2018
Prior Transfer Doc	00082E0433
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	148 FRED LOGGINS RD, COMMERCE, GA 30530-5600
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 FRED LOGGINS RD, COMMERCE, GA 30530-5600

Mortgage

Document Number	00098I0000000574
Date	Sep 17, 2021
Book Page	000000098I/0000000574

Lender

Name	EVERETT FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jul 8, 2022
Property Address	148 FRED LOGGINS RD, COMMERCE, GA 30530-5600
Document Number	00103I0380
Book / Page	103I / 380
Instrument Date	Jul 8, 2022
Instrument	2022-003540
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 FRED LOGGINS RD, COMMERCE, GA 30530-5600

Mortgage

Document Number	00103I0000000383
Date	Jul 25, 2022
Book Page	000000103I/0000000383

Lender

Name	FIRST OPTION MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jul 8, 2022
Property Address	148 FRED LOGGINS RD, COMMERCE, GA 30530-5600
Document Number	00103I0380
Book / Page	103I / 380
Instrument Date	Jul 8, 2022
Instrument	2022-003540
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 FRED LOGGINS RD, COMMERCE, GA 30530-5600

Mortgage

Document Number	000103I383
Date	Jul 8, 2022
Instrument	103I/383

Lender

Name	FIRST OPTION MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Sep 10, 2021
Property Address	148 FRED LOGGINS RD, COMMERCE, GA 30530-5600
Document Number	00098I0573
Book / Page	98I / 573
Instrument Date	Sep 10, 2021
Instrument	2021-004699
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 FRED LOGGINS RD, COMMERCE, GA 30530-5600

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Jan 15, 2019
Property Address	148 FRED LOGGINS RD, COMMERCE, GA 30530-5600
Document Number	00083G0482
Book / Page	00083G / 000482
Instrument Date	Dec 27, 2018
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.50
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	148 FRED LOGGINS RD COMMERCE GA 305305600, COMMERCE, GA 30530-5600

Mortgage

Document Number	83G0485
Date	Jan 15, 2019
Book Page	00083G/000485

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	COMMERCE, GA 30530

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,160 (-) Land $19,600 Building $70,560	$225,400 (-) Land $49,000 Building $176,400
2025	$2,280.00 (-1.08%)	$90,160 (-) Land $19,600 Building $70,560	$225,400 (-) Land $49,000 Building $176,400
2024	$2,305.00 (+8.52%)	$90,160 (+11.47%) Land $19,600 Building $70,560	$225,400 (+11.47%) Land $49,000 Building $176,400
2023	$2,124.00 (+29.12%)	$80,880 (+42.9%) Land $19,600 Building $61,280	$202,200 (+42.9%) Land $49,000 Building $153,200
2022	$1,645.00	$56,600 Land $6,640 Building $49,960	$141,500 Land $16,600 Building $124,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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