148 Farm Rd S, Wading River, NY 11792 Property Records

Suffolk County and Riverhead Town property record for 148 Farm Rd S, Wading River, NY 11792

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,508 sqft · built 1987
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jun 1996)
Tax Bill	$12,261 (2024)
Deeds & Mortgages	Jul 2020 Refinance May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`473000 57.-1-7.28`

Property Details

APN / Parcel Number

Primary APN	`473000 57.-1-7.28`
Alternative APNs	`0600-057.00-01.00-007.028` `300005700000010070280000` `4730005018` `39`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,508 sqft Living Area
Gross Area	3,084 sqft
1st Floor Area	1,598 sqft
2nd Floor Area	910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	177 ft deep x 140 ft wide
View / Lot	Below Average
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Account Number	39
Street Address	148 FARM RD S
City	WADING RIVER
State	NY
Zip	11792-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB80
Legal Description	L 21 CENTURY FARMS E 8265
Legal Subdivision	MAP CENTURY FARMS EAST
Legal Block	1
Legal Lot Number	7
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	1
Census Block	1003
Census Tract	169701

Owner

148 Farm Rd S is owned and occupied by two individuals who acquired it in January 2025.

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	148 FARM RD S, WADING RIVER, NY 11792-1715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
May 18, 2017	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 1996 · Amount on File
Deed Sale	Jun 19, 1996 · Amount on File
Deed Book / Page	11778 / 995
Last Transfer Date	Jan 16, 2025
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	148 FARM RD S, WADING RIVER, NY 11792-1715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231530421
Date	Jul 15, 2020
Book Page	23153/421

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2030

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	148 FARM RD S, WADING RIVER, NY 11792-1715
Document Number	0228250769
Book / Page	022825 / 000769
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	148 FARM RD S WADING RIVER NY 117921715, WADING RIVER, NY 11792-1715

Mortgage

Document Number	0228250769
Date	Jun 13, 2017
Book Page	022825/000769

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Shoreham-Wading River Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,900 Land $11,800 Building $47,100	$721,814 Land $144,608 Building $577,206
2024	$12,261.00
2023		$58,900 Land $11,800 Building $47,100	$634,015 Land $127,018 Building $506,997

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 148 Farm Rd S in Zone X, an area of minimal flood risk, though there have been 55 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	55 (1981–2025)
Claims Outside the SFHA	16 of 55
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 19 claims Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Farm Rd S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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