148 Eula Parker Rd, Old Fort, NC 28762 Property Records

McDowell County property record for 148 Eula Parker Rd, Old Fort, NC 28762

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,964 sqft · built 1989
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,000 (Nov 2021)
Tax Bill	$1,197 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0649-00-74-2734`

Property Details

APN / Parcel Number

Primary APN	`0649-00-74-2734`
Alternative APN	`76409`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,964 sqft Heated Area
Gross Area	2,204 sqft
1st Floor Area	1,964 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,991 sqft (2.02 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	76409
Street Address	148 EULA PARKER RD
City	OLD FORT
State	NC
Zip	28762-6403
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	2.02 AC SURVEYED 07-06-98
Jurisdiction	MCDOWELL NC
Township / Civil Division	OLD FORT
Census Block Group	2
Census Block	2016
Census Tract	970800

Owner

Source: McDowell County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	148 EULA PARKER RD, OLD FORT, NC 28762-6403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Dec 1, 1988 · Amount on Record
Deed Document Number	20217519
Deed Book / Page	1378 / 209
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Nov 22, 2021
Property Address	148 EULA PARKER RD, OLD FORT, NC 28762-6403
Document Number	0013780209
Book / Page	1378 / 209
Instrument Date	Nov 22, 2021
Instrument	2021007519
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$364.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 EULA PARKER RD, OLD FORT, NC 28762-6403

Mortgage

Document Number	2021007520
Date	Nov 22, 2021
Instrument	2021007520

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,197.00 (+53.27%)	$169,180 (+48.89%) Land $15,750 Building $153,430
2023	$781.00	$113,630 Land $15,750 Building $97,880	$169,180 Land $15,750 Building $153,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2013–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20