148 Estuary Dr, Hampstead, NC 28443 Property Records

Pender County property record for 148 Estuary Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,426 sqft · built 2015
Lot Size	0.519 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$319,500 (Jul 2015)
Tax Bill	$3,524 (2025)
Deeds & Mortgages	Feb 2018 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3281-69-0656-0000`

Property Details

APN / Parcel Number

Primary APN	`3281-69-0656-0000`
Alternative APNs	`400967615` `967615`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,426 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	22,651 sqft (0.519 acres)
Terrain	Rolling

Exterior Amenities

Pool Area	448 sqft
Porch	Porch
Porch Area	208 sqft
Patio Area	1,113 sqft
Shed	1 Shed
Shed Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400967615
Street Address	148 ESTUARY DR
City	HAMPSTEAD
State	NC
Zip	28443-3979
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 17 PB 56/29 CYPRESS LAKES
Legal Subdivision	CYPRESS LAKES
Legal Lot Number	17
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1001
Census Tract	920202

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	148 ESTUARY DR, HAMPSTEAD, NC 28443-3979
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2015 · Amount on Record
Deed Sale	Jul 22, 2015 · Amount on Record
Deed Document Number	0002924604
Deed Book / Page	292 / 4604
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	148 ESTUARY DR, HAMPSTEAD, NC 28443-3979
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046582367
Date	Feb 7, 2018
Book Page	4658/2367

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	148 ESTUARY DR, HAMPSTEAD, NC 28443-3979
Document Number	0047111867
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	148 ESTUARY DR HAMPSTEAD NC 284433979, HAMPSTEAD, NC 28443-3979

Mortgage

Document Number	0047111867
Date	May 13, 2020
Book Page	004711/001867
Instrument	20063376

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,524.00 (+13.6%)	$681,036 (+89.49%) Land $59,640 Building $621,396	$681,036 (+89.49%) Land $59,640 Building $621,396
2023		$359,409 (-) Land $50,412 Building $308,997	$359,409 (-) Land $50,412 Building $308,997
2022	$3,102.00	$359,409 Land $50,412 Building $308,997	$359,409 Land $50,412 Building $308,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 142 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 units insured incl. 4 condo units
Nearby Flood Claims	65 (1996–2024)
Claims Outside the SFHA	26 of 65
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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