148 Emerald Ln, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 148 Emerald Ln, Dover, NH 03820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,606 sqft · built 2017
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Nov 2017)
Tax Bill	$15,707 (2025)
Deeds & Mortgages	Nov 2021 Refinance Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DOVR M:F0015 B:L:42000`

Property Details

APN / Parcel Number

Primary APN	`DOVR M:F0015 B:L:42000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,606 sqft Living Area
1st Floor Area	1,462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	148 EMERALD LN
City	DOVER
State	NH
Zip	03820-5533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Lot Number	42000
Jurisdiction	DOVER CITY NH
Township / Civil Division	DOVER
Census Block Group	4
Census Block	4015
Census Tract	81600

Owner

148 Emerald Ln is owned and occupied by an individual who bought it in November 2017.

Source: Strafford County and Dover City records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	148 EMERALD LN, DOVER, NH 03820-5533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2017 · Amount on File
Deed Sale	Nov 21, 2017 · Amount on File
Deed Document Number	2017273
Deed Book / Page	4528 / 326
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	148 EMERALD LN, DOVER, NH 03820-5533
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004983-690
Date	Nov 30, 2021
Book Page	4983/690
Instrument	210024004

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	148 EMERALD LN, DOVER, NH 03820-5533
Document Number	0047770588
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	SUMMIT TITLE SERVICES LLC, SUMMIT TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 EMERALD LN DOVER NH 038205533, DOVER, NH 03820-5533

Mortgage

Document Number	0047770588
Date	Jul 1, 2020
Book Page	004777/000588
Instrument	10060

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 148 Emerald Ln was $15,707, up 8.3% from the year before.

Source: Strafford County and Dover City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Dover City
Unified School District	Dover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,707.00 (+8.32%)	$798,100 (-) Land $166,200 Building $631,900
2024	$14,501.00 (+4.29%)	$798,100 (+7.33%) Land $166,200 Building $631,900	$818,235
2023	$13,905.00 (+2.51%)	$743,600 (+8.76%) Land $183,600 Building $560,000
2022	$13,565.00	$683,700 Land $174,900 Building $508,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 148 Emerald Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Emerald Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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