Richland County property record for 148 Elstow Rd, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 1990 |
| Lot Size | 0.325 acres (14,156 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,121 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04002-04-15 |
| Primary APN | 04002-04-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,776 sqft Heated Area |
| Gross Area | 2,420 sqft |
| 1st Floor Area | 1,776 sqft |
| Flooring | Parquet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Raised Ranch |
| Exterior Material | Logs |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,156 sqft (0.325 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 204 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01125712 |
|---|---|
| Street Address | 148 ELSTOW RD |
| City | IRMO |
| State | SC |
| Zip | 29063-2100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 15 BLK A-4 170.4X170.1X176.9 #SU FRIARSGATE #PR 51-1279 53-68 |
| Legal Subdivision | NEW FRIARSGATE |
| Legal Lot Number | 15 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 10305 |
148 Elstow Rd is owned and occupied by an individual who acquired it in May 2016.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 148 ELSTOW RD, IRMO, SC 29063-2100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 5, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Dec 9, 2019 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2016 |
| Deed Sale | May 18, 2016 |
| Prior Sale | May 5, 2006 · Amount on File |
| Deed Document Number | 201634737 |
| Deed Book / Page | 2113 / 410 |
| Prior Transfer Date | Apr 8, 2016 |
| Prior Transfer Doc | 0021130410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 148 ELSTOW RD, IRMO, SC 29063-2100 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026543289 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 2654/3289 |
| Instrument | 2021054888 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 148 ELSTOW RD, IRMO, SC 29063-2100 |
| Document Number | 2542/2903 |
| Instrument Date | Oct 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 148 ELSTOW RD IRMO SC 290632100, IRMO, SC 29063-2100 |
| Document Number | 2542/2903 |
|---|---|
| Date | Oct 24, 2020 |
| Book Page | 002542/002903 |
| Instrument | 56771 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 148 ELSTOW RD, IRMO, SC 29063-2100 |
| Document Number | 2454/0693 |
| Instrument Date | Dec 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 148 ELSTOW RD IRMO SC 290632100, IRMO, SC 29063-2100 |
| Document Number | 2454/0693 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 002454/000693 |
| Instrument | 93153 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 12, 2049 |
The 2025 property tax bill for 148 Elstow Rd was $1,121.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Irmo Town |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,121.00 Homeowner's exemption | $159,100 (-) | $295,300 (-) Land $25,000 Building $270,300 |
| 2024 | $159,100 (+2,775.99%) | $295,300 (+113.52%) Land $25,000 Building $270,300 | |
| 2023 | $886.00 | $5,532 | $138,300 |
| 2021 | $903.00 | $5,530 | $153,300 Land $19,200 Building $134,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 148 Elstow Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1987) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 148 Elstow Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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