148 Elm St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 148 Elm St, Worcester, MA 01609

Property Summary

Property Type	Apartments (5+ Units)
Details	11 bd · 4 ba · 4,935 sqft · built 1890
Lot Size	0.127 acres (5,544 sqft)
Owner	Company Name on File
Last Sale	$185,000 (Nov 2009)
Tax Bill	$9,091 (2026)
Deeds & Mortgages	Dec 2023 Refinance Dec 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`6-001-00041`

Property Details

APN / Parcel Number

Primary APN	`6-001-00041`
Alternative APN	`WORC M:06 B:001 L:00041`

Interior

Bedrooms	11 Beds
Full Baths	4 Baths
Total Rooms	21 Rooms
Units	4 Units
Stories	3 Stories
Building Area	4,935 sqft Living Area
Gross Area	7,372 sqft
1st Floor Area	1,645 sqft
Basement Area	1,645 sqft
Unfinished Basement	1,645 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,544 sqft (0.127 acres)

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	6-001-00041
Street Address	148 ELM ST
City	WORCESTER
State	MA
Zip	01609-1957
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RG-5
Legal Block	1
Legal Lot Number	41
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	5
Census Block	5001
Census Tract	731500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elm Street Historic District listed 1990 · 8 contributing resources · NRIS 89002374
Listed Area	Within Elm Park listed 1970 · 1 contributing resources · NRIS 70000096

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

148 Elm St, a residential property, is owned by a company that bought it in November 2009.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	544 PLEASANT ST, WORCESTER, MA 01602-2723
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance HOMETOWN BANK
Dec 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOMETOWN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2009 · Amount on File
Deed Sale	Nov 13, 2009 · Amount on File
Prior Sale	Nov 13, 2000 · Amount on File
Transfer Doc	40223-291
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	148 ELM ST, WORCESTER, MA 01609-1957
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00070035-1
Date	Dec 26, 2023
Book Page	70035/1
Instrument	107757

Lender

Name	HOMETOWN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	148 ELM ST, WORCESTER, MA 01609-1957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64099-335
Date	Dec 29, 2020
Book Page	64099/335
Instrument	163222

Lender

Name	HOMETOWN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 148 Elm St was $9,091, up 10.6% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,091.00 (+10.64%)	$684,600 (+9.89%) Land $54,300 Building $630,300
2025	$8,217.00	$623,000 Land $51,700 Building $571,300
2023	$8,353.00	$582,500 Land $80,900 Building $501,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 148 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures