148 Edgewood Rd, Radcliff, KY 40160 Property Records

Hardin County property record for 148 Edgewood Rd, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,368 sqft · built 1958
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$269,900 (Apr 2025)
Tax Bill	$692 (2025)
Deeds & Mortgages	May 2014 Mortgage Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`139-40-08-010`

Property Details

APN / Parcel Number

Primary APN	`139-40-08-010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	148 EDGEWOOD RD
City	RADCLIFF
State	KY
Zip	40160-2426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST HILLS LT 07
Legal Subdivision	FOREST HILLS
Legal Block	8
Legal Lot Number	7
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	3
Census Block	3000
Census Tract	300

Owner

148 Edgewood Rd is owned and occupied by two individuals who bought it in April 2025.

Source: Hardin County records, as of March 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	148 EDGEWOOD RD, RADCLIFF, KY 40160-2426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2014	Deed of Trust, Mortgage WILSON & MUIR BANK & TRUST CO
Mar 13, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 28, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 19, 2021	Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2025 · Amount on File
Deed Sale	Apr 28, 2025 · Amount on File
Prior Sale	Oct 19, 2021 · Amount on File
Deed Book / Page	1583 / 127
Record Updated	Jun 8, 2026

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	148 EDGEWOOD RD, RADCLIFF, KY 40160-2426
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002098/049
Date	May 14, 2014
Book Page	2098/049

Lender

Name	WILSON & MUIR BANK & TRUST CO
Type	Bank
Address	VINE GROVE, KY 40175

Agreement

Amount	Amount on Record
Term	240 Months
Due	May 6, 2034

Interest

Rate Type	Adjustable Rate

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	148 EDGEWOOD RD, RADCLIFF, KY 40160-2426
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 EDGEWOOD RD, RADCLIFF, KY 40160-2426

Mortgage

Document Number	002605/701
Date	Mar 13, 2026
Book Page	2605/701

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN KY
Recording Date	Apr 28, 2025
Property Address	148 EDGEWOOD RD, RADCLIFF, KY 40160-2426
Document Number	001583/127
Book / Page	1583 / 127
Map Reference	MB 154 PG 400
Instrument Date	Apr 23, 2025
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	MILLENNIAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 WINERY CT, VINE GROVE, KY 40175-8456

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	148 EDGEWOOD RD, RADCLIFF, KY 40160-2426

Mortgage

Document Number	0002561503
Date	Apr 28, 2025
Instrument	2561/503

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Oct 19, 2021
Property Address	148 EDGEWOOD RD, RADCLIFF, KY 40160-2426
Document Number	01521/1000
Book / Page	1521 / 1000
Map Reference	CAB 1 SH 55A
Instrument Date	Sep 24, 2021
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 DURHAM ST, HOLDEN BEACH, NC 28462-1910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 EDGEWOOD RD, RADCLIFF, KY 40160-2426
Investor	Possibly a Property Investor

Mortgage

Document Number	0024081422
Date	Oct 19, 2021
Instrument	2408/1422

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 148 Edgewood Rd was $692 with a disabled person's exemption.

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$692.00 Disabled Person's exemption Additional exemption filed	$118,100 Land $18,000 Building $100,100	$118,100 Land $18,000 Building $100,100
2023		$75,000 (-) Land $14,900 Building $60,100	$75,000 (-) Land $14,900 Building $60,100
2022		$75,000 Land $14,900 Building $60,100	$75,000 Land $14,900 Building $60,100
2021	$852.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 148 Edgewood Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Edgewood Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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