148 E Union St, Hamburg, NY 14075 Property Records

Erie County and Hamburg Town property record for 148 E Union St, Hamburg, NY 14075

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,444 sqft · built 1950
Lot Size0.124 acres (5,400 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Aug 2021)
Tax Bill$6,425 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
Jun 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN144803 196.06-11-10

Property Details

APN / Parcel Number

Primary APN144803 196.06-11-10
Alternative APNs
  • 48031960600011010000
  • 14075

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,444 sqft Living Area
1st Floor Area1,064 sqft
Upper Floors Area380 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area5,400 sqft (0.124 acres)
Lot Dimensions100 ft deep x 53.7 ft wide
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number14075
Street Address148 E UNION ST
CityHAMBURG
StateNY
Zip14075-5145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description226 FT E VICTORY C 18PT 19
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block11
Legal Lot Number10.000
JurisdictionERIE NY
Township / Civil DivisionHAMBURG
Census Block Group3
Census Block3007
Census Tract13300

Owner

Source: Erie County and Hamburg Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address148 E UNION ST, HAMBURG, NY 14075-5145
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2021Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA
Jun 8, 2020Deed of Trust, Mortgage
FIVE STAR BK
Jun 8, 2020Loan Modification, Mortgage · Conventional with PMI
FIVE STAR BK
Jun 22, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2021 · Amount on Record
Deed SaleAug 17, 2021 · Amount on Record
Prior SaleJun 22, 2018 · Amount on Record
Deed Document Number2021162583
Deed Book / Page11385 / 6134
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateAug 17, 2021
Property Address148 E UNION ST, HAMBURG, NY 14075-5145
Document Number0113856134
Book / Page11385 / 6134
Map ReferenceDOC 1388
Instrument DateAug 5, 2021
Instrument2021162583
Transaction TypeTransfer
Record UpdatedSep 30, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$940.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address148 E UNION ST, 148, HAMBURG, NY 14075-5145

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address148 E UNION ST, HAMBURG, NY 14075-5145

Mortgage

Document Number140102090
DateAug 17, 2021
Instrument14010/2090
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address148 E UNION ST, HAMBURG, NY 14075-5145
Document Number0139430879
Instrument DateJun 8, 2020
Transaction TypeMortgage
Record UpdatedJul 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address148 E UNION ST HAMBURG NY 140755145, HAMBURG, NY 14075-5145

Mortgage

Document Number0139430879
DateJun 15, 2020
Book Page013943/000879
Lender
NameFIVE STAR BK
TypeBank
AddressWARSAW, NY 14569
Agreement
Term180 Months
DueJun 14, 2035

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionERIE NY
Property Address148 E UNION ST, HAMBURG, NY 14075-5145
Document Number0113615612
Instrument DateJun 8, 2020
Transaction TypeMortgage
Record UpdatedJul 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address148 E UNION ST HAMBURG NY 140755145, HAMBURG, NY 14075-5145

Mortgage

Document Number0113615612
DateJun 15, 2020
Book Page011361/005612
Lender
NameFIVE STAR BK
TypeBank
AddressWARSAW, NY 14569
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJun 14, 2035
Interest
Rate TypeFixed Rate
Rate3.12%

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateJun 22, 2018
Property Address148 E UNION ST, HAMBURG, NY 14075-5145
Document Number0113308850
Book / Page11330 / 8850
Map ReferenceMAP1388
Instrument DateJun 22, 2018
Instrument2018123965
Transaction TypeTransfer
Record UpdatedApr 14, 2022

Transaction

AmountAmount Recorded
Tax$1,516.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address148 E UNION ST, 148, HAMBURG, NY 14075-5145

Transferred To (Grantee/Buyer)

NameVerified Name
Address600 BROOKLEDGE CT, STRYKERSVILLE, NY 14145-9567

Tax Assessment & Valuation

Source: Erie County and Hamburg Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionHamburg Town
MunicipalityHamburg Village
Unified School DistrictHamburg Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,425.00 (+286.12%)
2025$1,664.00 (-72.84%)$68,900 (-) Land $6,000 Building $62,900$237,600 (+5.18%) Land $20,691 Building $216,909
2024$6,127.00$68,900 (-) Land $6,000 Building $62,900$225,900 (+4.92%) Land $19,672 Building $206,228
2023$68,900 Land $6,000 Building $62,900$215,313 Land $18,750 Building $196,563

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA HAMBURG (V)
serves 9,744 people · EPA ID NY1400515
Water SourcePurchased surface water from ECWA DIRECT
Last State InspectionNov 2025
Lead10 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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