148 E St NE, Ephrata, WA 98823 Property Records

Grant County property record for 148 E St NE, Ephrata, WA 98823

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,681 sqft · built 1954
Lot Size	0.134 acres (5,876 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Apr 2018)
Deeds & Mortgages	Jan 2024 Line of Credit Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PENA3995B`

Property Details

APN / Parcel Number

Primary APN	`PENA3995B`
Alternative APN	`13 1380 000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,681 sqft Total Area
1st Floor Area	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Architectural Style	Other
Foundation Type	Concrete
Lot Area	5,876 sqft
Lot Dimensions	98 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	PENA3995B
Old Parcel Number	13 1380 000
Street Address	148 E ST NE
City	EPHRATA
State	WA
Zip	98823-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 4 EPHRATA HTS 3RD ADD
Legal Range	26
Legal Township	21
Legal Section	15
Legal Subdivision	EPHRATA HTS 3RD ADD
Legal Block	4
Legal Lot Number	4
Jurisdiction	GRANT WA
Township / Civil Division	EPHRATA-SOAP LAKE
Census Block Group	2
Census Block	2019
Census Tract	10402

Owner

148 E St NE is owned and occupied by two individuals who bought it in April 2018.

Source: Grant County records, as of March 28, 2024

Owner of Record	2 Individual Names on File
Mailing Address	148 E ST NE, EPHRATA, WA 98823-1714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Apr 30, 2018	Warranty Deed, Transfer · FHA Mortgage NUMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2018 · Amount on File
Deed Sale	Apr 30, 2018 · Amount on File
Prior Sale	May 7, 2014 · Amount on File
Deed Document Number	1393120
Record Updated	Jun 7, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANT WA
Property Address	148 E ST NE, EPHRATA, WA 98823-1714
Transaction Type	Mortgage
Record Updated	Feb 13, 2024
Title Company	GRAYSON COUNTY TITLE COMPANY, GRANT COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 E ST NE, EPHRATA, WA 98823-1714

Mortgage

Document Number	0001494575
Date	Jan 4, 2024
Instrument	1494575

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Dec 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT WA
Recording Date	Apr 30, 2018
Property Address	148 E ST NE, EPHRATA, WA 98823-1714
Document Number	0001393120
Instrument Date	Apr 19, 2018
Instrument	1393120
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,141.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	148 E ST NE EPHRATA WA 988231714, EPHRATA, WA 98823-1714

Mortgage

Document Number	1393121
Date	Apr 30, 2018
Instrument	1393121

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

Source: Grant County assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	Washington
County	Grant County
Municipality	Ephrata City
Unified School District	Ephrata School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$139,835 (+2.77%) Land $18,500 Building $121,335	$139,835 (+2.77%) Land $18,500 Building $121,335
2022	$136,070 Land $18,500 Building $117,570	$136,070 Land $18,500 Building $117,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 148 E St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 E St NE is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 66% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPHRATA WATER DEPARTMENT serves 8,718 people · EPA ID WA5323650
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Fiber · Cable	1,000 / 1,000
Grant PUD Fiber	1,000 / 1,000

May also be available: Verizon, Ziply Fiber.

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