148 E Prospect St, Stoughton, WI 53589 Property Records

Dane County property record for 148 E Prospect St, Stoughton, WI 53589

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,722 sqft · built 1920
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$306,000 (Mar 2014)
Tax Bill	$10,933 (2025)
Deeds & Mortgages	Nov 2025 Transfer Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0511-054-4501-9`

Property Details

APN / Parcel Number

Primary APN	`0511-054-4501-9`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,722 sqft Living Area
1st Floor Area	1,942 sqft
2nd Floor Area	1,780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	148 E PROSPECT ST
City	STOUGHTON
State	WI
Zip	53589-1651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SARAH E TURNER ADDN BLOCK 4 LOT 1 & THAT PRT LOT 2 LYG N OF LN DRAWN FROM SW COR SD LOT 1 TO A PT 66 FT S OF NW COR OF LOT 2 REPLAT OF BLKS 1 4 & 5
Legal Range	11E
Legal Township	05N
Legal Section	05
Legal Subdivision	SARAH E TURNER ADDN
Legal Block	4
Legal Lot Number	1,2
Jurisdiction	DANE WI
Township / Civil Division	STOUGHTON
Census Block Group	1
Census Block	1047
Census Tract	12201

Owner

148 E Prospect St is owned and occupied by two individuals who acquired it in October 2025.

Source: Dane County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	148 E PROSPECT ST, STOUGHTON, WI 53589-1651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Transfer on Death Deed, Transfer
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage OREGON COMMUNITY BANK
Mar 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage OREGON COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2014 · Amount on File
Deed Sale	Mar 18, 2014 · Amount on File
Prior Sale	Jun 1, 2012 · Amount on File
Deed Document Number	20145058758
Last Transfer Date	Oct 23, 2025
Transfer Doc	0006061844
Record Updated	Oct 29, 2026

November 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DANE WI
Recording Date	Nov 5, 2025
Property Address	148 E PROSPECT ST, STOUGHTON, WI 53589-1651
Document Number	0006061844
Instrument Date	Oct 23, 2025
Instrument	6061844
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	148 E PROSPECT ST, STOUGHTON, WI 53589-1651
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005359629
Date	Sep 25, 2017
Instrument	5359629

Lender

Name	OREGON COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	148 E PROSPECT ST, STOUGHTON, WI 53589-1651
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005475344
Date	Mar 18, 2019
Instrument	5475344

Lender

Name	OREGON COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 148 E Prospect St was $10,933, up 11.5% from the year before.

Source: Dane County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Stoughton City
Unified School District	Stoughton Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,933.00 (+11.47%) Homeowner's exemption	$631,600 (+6.1%) Land $29,400 Building $602,200	$649,000 (+7.79%)
2024	$9,808.00 Homeowner's exemption	$595,300 (+8.26%) Land $22,700 Building $572,600	$602,100 (+5.47%)
2023		$549,900 Land $22,700 Building $527,200	$570,900
2022	$8,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 148 E Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 E Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOUGHTON WATERWORKS serves 13,078 people · EPA ID WI1130078
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25

May also be available: AT&T, Four Lakes Broadband.

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