148 E Pole Rd, Lynden, WA 98264 Property Records

Whatcom County property record for 148 E Pole Rd, Lynden, WA 98264

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 814 sqft · built 1961
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Last Sale$245,000 (Feb 2018)
Tax Bill$3,374 (2025)
Deeds & MortgagesAug 2021 Mortgage
Feb 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN3903060660100000

Property Details

APN / Parcel Number

Primary APN3903060660100000
Alternative APNs
  • 390306 072010 0000
  • 173069
  • 548962

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area814 sqft Living Area
1st Floor Area814 sqft

Exterior

Year BuiltBuilt 1961
Architectural StyleOther
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
Garage TypeAttached
Garage Area322 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number548962
Old Parcel Number3903060660100000
Street Address148 E POLE RD
CityLYNDEN
StateWA
Zip98264-9688
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR2
Legal DescriptionSLY 155 FT OF ELY 124.46 FT OF GOVT LOT 7 DAF-BEAP OF INTERS ON ELY LI OF CO RD 180-NLY LI OF CO RD 108 SD PT BEING 30 FT E-2
Legal Range03
Legal Township39
Legal Section06
Legal Lot Number7
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1039
Census Tract10701

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address148 E POLE RD, LYNDEN, WA 98264-9688
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES BANK
Feb 7, 2018Warranty Deed, Transfer · Conventional with PMI
WASHINGTON FED'L SVGS
Apr 18, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2018 · Amount on Record
Deed SaleFeb 7, 2018 · Amount on Record
Prior SaleApr 18, 2017 · Amount on Record
Deed Document Number2018-0200645
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address148 E POLE RD, LYNDEN, WA 98264-9688
Transaction TypeMortgage
Record UpdatedNov 1, 2023
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000801494
DateAug 11, 2021
Instrument2021-0801494
Lender
NamePEOPLES BANK
TypeBank
AddressBELLINGHAM, WA 98228
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateFeb 7, 2018
Property Address148 E POLE RD, LYNDEN, WA 98264-9688
Document Number2180200645
Instrument DateFeb 7, 2018
Instrument200645
Transaction TypeTransfer
Record UpdatedFeb 21, 2018
Title CompanyWHATCOM LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,366.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address148 E POLE RD LYNDEN WA 982649688, LYNDEN, WA 98264-9688

Mortgage

Document Number2180200646
DateFeb 7, 2018
Instrument200646
Lender
NameWASHINGTON FED'L SVGS
TypeFederal Savings Bank
AddressSEATTLE, WA 98101
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 6, 2048

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateApr 18, 2017
Property Address148 E POLE RD, LYNDEN, WA 98264-9688
Document Number2170401687
Instrument DateApr 18, 2017
Instrument401687
Transaction TypeTransfer
Record UpdatedApr 25, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$4,277.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address6794 HANNEGAN RD EVERSON WA 982479636, EVERSON, WA 98247-9636

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMeridian School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,374.00 (+36.93%)$384,971 (+26.93%) Land $254,480 Building $130,491$384,971 (+26.93%) Land $254,480 Building $130,491
2022$303,299 Land $148,456 Building $154,843$303,299 Land $148,456 Building $154,843
2021$2,464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims11 (1995–2025)
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 3 claims
  • Severe Storms, High Wind, And Flooding, Nov 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.6% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOLE ROAD WATER ASSOCIATION
private · serves 1,960 people · EPA ID WA5368350
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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