148 E Mary St, Cumberland, MD 21502 Property Records

Allegany County property record for 148 E Mary St, Cumberland, MD 21502

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,344 sqft · built 1925
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$127,500 (Apr 2008)
Flood ZoneZone X (minimal risk)
APN04-023498

Property Details

APN / Parcel Number

Primary APN04-023498
Alternative APNs
  • 4023498
  • 023498

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,344 sqft Total Area
Basement Area896 sqft
Finished Basement896 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions125 ft deep x 60 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area50 sqft
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number023498
Street Address148 E MARY ST
CityCUMBERLAND
StateMD
Zip21502-4724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description148 E MARY ST COR OLIVE LT 387-388 60X125 HUMBIRD ADDN
Legal SubdivisionHUMBIRD ADD
Legal Lot Number387,388
JurisdictionALLEGANY MD
Township / Civil Division4, CUMBERLAND
Census Block Group1
Census Block1081
Census Tract800

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address148 E MARY ST, CUMBERLAND, MD 21502-4724
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2008 · Amount on Record
Deed SaleApr 23, 2008 · Amount on Record
Prior SaleSep 13, 2005
Deed Document Number200880649
Deed Book / Page1484 / 94
Transfer Doc001185-0585
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$144,000 (+8.35%) Land $12,300 Building $131,700$144,000 (-) Land $12,300 Building $131,700
2025$132,900 (+20.05%)$144,000 (+30.08%) Land $12,300 Building $131,700
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$110,700 Land $12,300 Building $98,400$110,700 Land $12,300 Building $98,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1985–1996)
Claims Outside the SFHA3 of 4
Most Recent ClaimJan 1996 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUMBERLAND
serves 27,039 people · EPA ID MD0010008
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
SkyPacket
Fixed Wireless
100 / 20

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