148 E Main St, Waterville, NY 13480 Property Records

Oneida County and Sangerfield Town property record for 148 E Main St, Waterville, NY 13480 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	2 Baths
Architecture Style	Traditional
Year Built	Built 1883
Square Footage	2,870 sqft Living Area
Lot Size	15,120 sqft (0.347 acres)
Occupancy	Owner Occupied
Tax Bill	$2,696.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`305401 392.007-3-52`
Alternative APNs	`540139200700030520000000` `003900`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	2,870 sqft Living Area
1st Floor Area	1,790 sqft 1st Floor
2nd Floor Area	930 sqft 2nd Floor
Upper Floors Area	150 sqft Upper Floors
Stories	2 Stories

Exterior

Year Built	Built 1883
Effective Year Built	Effective 1883
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	15,120 sqft (0.347 acres)
Lot Dimensions	180 ft deep x 84 ft wide
Shed	1 Shed
Porch	Slab
Porch Area	319 sqft Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	003900
Street Address	148 E MAIN ST
City	WATERVILLE
State	NY
Zip	13480-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAIN ST 82X138 N MAIN E BABBATT S B PALMITER W PLANTE
Legal Block	3
Legal Lot Number	52.000
Jurisdiction	ONEIDA NY
Township / Civil Division	SANGERFIELD
Census Block Group	1
Census Block	1018
Census Tract	25700

Owner

Source: Oneida County and Sangerfield Town records · APN 305401 392.007-3-52

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	148 E MAIN ST, WATERVILLE, NY 13480-1108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	148 E MAIN ST, WATERVILLE, NY 13480-1108
Document Number	0000002679
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 E MAIN ST WATERVILLE NY 134801108, WATERVILLE, NY 13480-1108

Mortgage

Document Number	0000002679
Date	Feb 27, 2018
Instrument	2679

Lender

Name	VILLAGE OF WATERVILLE
Address	122 BARTON AVE, WATERVILLE, NY 13480-1250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oneida County and Sangerfield Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Sangerfield Town
Municipality	Waterville Village
Unified School District	Waterville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,696.00 (+188.34%)	$57,500 (-) Land $3,600 Building $53,900	$137,232 (+12.89%) Land $8,592 Building $128,640
2023		$57,500 (-) Land $3,600 Building $53,900	$121,564 (+6.77%) Land $7,611 Building $113,953
2022	$935.00 Homeowner's exemption	$57,500 Land $3,600 Building $53,900	$113,861 Land $7,129 Building $106,732

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Waterville Triangle Historic District listed 1978 · 59 contributing resources · NRIS 78001888

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.