148 E Lark Ave, Cortland, IL 60112 Property Records

DeKalb County property record for 148 E Lark Ave, Cortland, IL 60112

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,296 sqft · built 2000
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$312,000 (May 2025)
Tax Bill	$7,297 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Apr 2018 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-20-276-009`

Property Details

APN / Parcel Number

Primary APN	`09-20-276-009`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Building Area	1,296 sqft Building Perimeter
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	357 sqft
Porch	Open Porch
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0920276009
Street Address	148 E LARK AVE
City	CORTLAND
State	IL
Zip	60112-4034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 160 - NEUCORT LAKES - UNIT THREE
Legal Subdivision	NEUCORT LAKES
Legal Lot Number	160
Legal Unit	3
Jurisdiction	DE KALB IL
Township / Civil Division	CORTLAND
Census Block Group	4
Census Block	4087
Census Tract	1600

Owner

Source: DeKalb County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9448 GLENLAKE AVE, 3A, ROSEMONT, IL 60018-5131
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Apr 10, 2018	Grant Deed, Transfer OTHER
Mar 19, 2018	Warranty Deed, Transfer · Conventional with PMI ABRI CU
Dec 7, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST ST BK
Nov 30, 2017	Warranty Deed, Transfer OTHER
Sep 7, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	Mar 10, 2022 · Amount on Record
Deed Document Number	20253806
Prior Transfer Date	Mar 15, 2018
Prior Transfer Doc	0000003200
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Mar 10, 2022
Property Address	148 E LARK AVE, CORTLAND, IL 60112-4034
Document Number	0000002497
Map Reference	DOC 2004002345
Instrument Date	Dec 6, 2021
Instrument	2022002497
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	148 E LARK AVE, CORTLAND, IL 60112-4034

Mortgage

Document Number	0000002498
Date	Mar 10, 2022
Instrument	2022002498

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Apr 10, 2018
Property Address	148 E LARK AVE, CORTLAND, IL 60112-4034
Document Number	0000003200
Instrument Date	Mar 15, 2018
Instrument	3200
Transaction Type	Transfer
Record Updated	Apr 25, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 CRISSEY AVE GENEVA IL 601342808, GENEVA, IL 60134-2808

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Mar 19, 2018
Property Address	148 E LARK AVE, CORTLAND, IL 60112-4034
Document Number	0000002422
Instrument Date	Mar 15, 2018
Instrument	2422
Transaction Type	Transfer
Record Updated	Mar 29, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 CRISSEY AVE GENEVA IL 601342808, GENEVA, IL 60134-2808

Mortgage

Document Number	2423
Date	Mar 19, 2018
Instrument	2423

Lender

Name	ABRI CU
Type	Credit Union
Address	ROMEOVILLE, IL 60446

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DE KALB IL
Recording Date	Dec 7, 2017
Property Address	148 E LARK AVE, CORTLAND, IL 60112-4034
Instrument Date	Dec 5, 2017
Instrument	12148
Transaction Type	Construction Loan
Record Updated	Aug 29, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11530 DEERPATH RD SYCAMORE IL 601789055, SYCAMORE, IL 60178-9055

Mortgage

Document Number	0000012148
Date	Dec 7, 2017
Instrument	12148

Lender

Name	FIRST ST BK
Type	Bank
Address	SYCAMORE, IL 60178

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 6, 2018

Interest

Rate Type	Fixed Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Nov 30, 2017
Property Address	148 E LARK AVE, CORTLAND, IL 60112-4034
Document Number	0000011899
Instrument Date	Nov 1, 2017
Instrument	11899
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$121.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11530 DEERPATH RD SYCAMORE IL 601789055, SYCAMORE, IL 60178-9055

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 7, 2017
Property Address	148 E LARK AVE, CORTLAND, IL 60112-4034
Document Number	0000008750
Instrument Date	Aug 10, 2017
Instrument	8750
Transaction Type	Foreclosure
Record Updated	Oct 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$123.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Cortland Township
Municipality	Cortland Town
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,040 (+13.7%) Land $14,175 Building $86,865	$303,120 (+13.7%) Land $42,525 Building $260,595
2024	$7,297.00
2023		$88,866 Land $12,467 Building $76,399	$266,598 Land $37,401 Building $229,197

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORTLAND serves 4,398 people · EPA ID IL0370051
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: Frontier.

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