Cape May County and Lower Township property record for 148 E Hudson Ave, Villas, NJ 08251
| Property Type | Single Family Home |
|---|---|
| Details | 3,072 sqft · built 1940 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Nov 2003) |
| Tax Bill | $4,570 (2024) |
| Deeds & Mortgages | Jan 2022 Line of Credit Dec 2021 Refinance + 4 more |
| APN | 05-00085-0000-00024 |
| Primary APN | 05-00085-0000-00024 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,072 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 75 ft deep x 100 ft wide |
| Street Address | 148 E HUDSON AVE |
|---|---|
| City | VILLAS |
| State | NJ |
| Zip | 08251-2626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L25,26,27 |
| Legal Subdivision | WILWOOD VILLAS SEC 1 |
| Legal Block | 85 |
| Legal Lot Number | 24 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 21804 |
148 E Hudson Ave is owned and occupied by two individuals who acquired it in January 2008.
Source: Cape May County and Lower Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 148 E HUDSON AVE, VILLAS, NJ 08251-2626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST COLONIAL COMMUNITY BANK |
| Dec 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Jun 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Apr 20, 2020 | Deed of Trust, Mortgage · Line of Credit 1ST COLONIAL CMNTY BK |
| Aug 23, 2018 | Deed of Trust, Mortgage · Line of Credit 1ST COLONIAL CMNTY BK |
| Aug 23, 2018 | Deed of Trust, Mortgage · Line of Credit 1ST COLONIAL CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2003 · Amount on File |
| Deed Sale | Nov 21, 2003 · Amount on File |
| Prior Sale | Nov 9, 1988 · Amount on File |
| Deed Book / Page | 3052 / 27 |
| Last Transfer Date | Jan 29, 2008 |
| Transfer Doc | 0000000431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 148 E HUDSON AVE, VILLAS, NJ 08251-2626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002414 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | M6517/384 |
| Instrument | 2022002414 |
| Name | FIRST COLONIAL COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 148 E HUDSON AVE, VILLAS, NJ 08251-2626 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000055971 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | M6504/935 |
| Instrument | 2021055971 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 148 E HUDSON AVE, VILLAS, NJ 08251-2626 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000030023 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 6416/403 |
| Instrument | 2021030023 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 217 Months |
| Due | Jul 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 148 E HUDSON AVE, VILLAS, NJ 08251-2626 |
| Document Number | 0061870455 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | BRENNAN TITLE ABSTRACT LLC, BRENNAN TITLE ABS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 148 E HUDSON AVE VILLAS NJ 082512626, VILLAS, NJ 08251-2626 |
| Document Number | 0061870455 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 006187/000455 |
| Instrument | 14412 |
| Name | 1ST COLONIAL CMNTY BK |
|---|---|
| Type | Bank |
| Address | COLLINGSWOOD, NJ 08108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 148 E HUDSON AVE, VILLAS, NJ 08251-2626 |
| Document Number | 0060000089 |
| Instrument Date | Aug 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | BRENNAN TITLE ABSTRACT LLC, BRENNAN TITLE ABS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 148 E HUDSON AVE VILLAS NJ 082512626, VILLAS, NJ 08251-2626 |
| Document Number | 0060000089 |
|---|---|
| Date | Sep 7, 2018 |
| Book Page | 006000/000089 |
| Instrument | 67374 |
| Name | 1ST COLONIAL CMNTY BK |
|---|---|
| Type | Bank |
| Address | COLLINGSWOOD, NJ 08108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 148 E HUDSON AVE, VILLAS, NJ 08251-2626 |
| Document Number | 0060000080 |
| Instrument Date | Aug 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2018 |
| Title Company | BRENNAN TITLE ABSTRACT LLC, BRENNAN TITLE ABS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 148 E HUDSON AVE VILLAS NJ 082512626, VILLAS, NJ 08251-2626 |
| Document Number | 0060000080 |
|---|---|
| Date | Sep 7, 2018 |
| Book Page | 006000/000080 |
| Instrument | 67373 |
| Name | 1ST COLONIAL CMNTY BK |
|---|---|
| Type | Bank |
| Address | COLLINGSWOOD, NJ 08108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,800 (-) Land $86,000 Building $139,800 | $225,800 (-) Land $86,000 Building $139,800 | |
| 2025 | $225,800 Land $86,000 Building $139,800 | $225,800 Land $86,000 Building $139,800 | |
| 2024 | $4,570.00 | ||
| 2023 | $225,800 Land $86,000 Building $139,800 | $225,800 Land $86,000 Building $139,800 | |
| 2022 | $4,364.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 148 E Hudson Ave; there have been 24 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 77 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 24 (1979–2018) |
| Most Recent Claim | Oct 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 148 E Hudson Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 958 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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