148 E Harvard St, Fort Collins, CO 80525 Property Records

Larimer County property record for 148 E Harvard St, Fort Collins, CO 80525

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,506 sqft · built 1958
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Aug 2022)
Tax Bill	$3,577 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`97243-09-070`

Property Details

APN / Parcel Number

Primary APN	`97243-09-070`
Alternative APN	`R0114049`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,506 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	608 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R0114049
Old Parcel Number	9724309070
Street Address	148 E HARVARD ST
City	FORT COLLINS
State	CO
Zip	80525-1747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 70, SOUTH COLLEGE HTS 2ND, FTC
Legal Range	69
Legal Township	07
Legal Section	24
Legal Quarter	SW
Legal Subdivision	SOUTH COLLEGE HEIGHTS
Legal Block	9
Legal Lot Number	70
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	1
Census Block	1014
Census Tract	901

Owner

148 E Harvard St is owned and occupied by an individual who bought it in August 2022.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	148 E HARVARD ST, FORT COLLINS, CO 80525-1747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2022 · Amount on File
Deed Sale	Aug 26, 2022 · Amount on File
Deed Document Number	20220053187
Record Updated	Jun 8, 2026

August 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 26, 2022
Property Address	148 E HARVARD ST, FORT COLLINS, CO 80525-1747
Document Number	0000053187
Instrument Date	Aug 25, 2022
Instrument	20220053187
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 E HARVARD ST, FORT COLLINS, CO 80525-1747

Mortgage

Document Number	0000053188
Date	Aug 26, 2022
Instrument	20220053188

Lender

Name	AIM CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	Other
Max Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 148 E Harvard St was $3,577.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,577.00	$35,900 Land $2,500 Building $33,400	$574,400 Land $40,000 Building $534,400
2023	$3,262.00 (+10.24%)	$39,423 (+25.8%) Land $2,680 Building $36,743	$588,400 (+30.49%) Land $40,000 Building $548,400
2022	$2,959.00	$31,338 Land $2,780 Building $28,558	$450,900 Land $40,000 Building $410,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 148 E Harvard St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	14 (1982–2010)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Jul 2010 · other causes
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 148 E Harvard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Vistabeam.

Cell Coverage

5G (outdoors only) and 4G LTE

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