148 E Gower St, Cannon Beach, OR 97110 Property Records

Clatsop County property record for 148 E Gower St, Cannon Beach, OR 97110

Property Summary

Property TypeOffice Building
Detailsbuilt 1976
Lot Size0.71 acres (30,928 sqft)
OwnerCompany Name on Record
Tax Bill$13,049 (2025)
Deeds & MortgagesApr 2021 Loan Modification
Flood ZoneZone X (minimal risk)
APN51030AD11800

Property Details

APN / Parcel Number

Primary APN51030AD11800
Alternative APN
  • 6140

Interior

FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Exterior MaterialShingles
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area30,928 sqft (0.71 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number6140
Street Address148 E GOWER ST
CityCANNON BEACH
StateOR
Zip97110-3026
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionSEC:30AD SEC/TWN/RNG/MER:SEC 30 TWN 05 RNG 10
Legal Range10
Legal Township05
Legal Section30
Legal QuarterNE
Quarter-Quarter SectionSE
Legal SubdivisionCANON BEACH
JurisdictionCLATSOP OR
Township / Civil DivisionSEASIDE
Census Block Group4
Census Block4000
Census Tract951100

Owner

Source: Clatsop County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 219, CANNON BEACH, OR 97110-0219
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Deed Document Number200206164
Record UpdatedJun 8, 2026

April 2021: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLATSOP OR
Property Address148 E GOWER ST, CANNON BEACH, OR 97110-3026
Document Number0000005170
Instrument DateApr 1, 2021
Transaction TypeMortgage
Record UpdatedJun 30, 2021
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address148 E GOWER ST CANNON BEACH OR 971103026, CANNON BEACH, OR 97110-3026

Mortgage

Document Number0000005170
DateMay 21, 2021
Instrument5170
Lender
NameUS BK
TypeBank
AddressPORTLAND, OR 97228-5308
Agreement
AmountAmount Recorded
Term12 Months
DueMay 20, 2022

Tax Assessment & Valuation

Source: Clatsop County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClatsop County
MunicipalityCannon Beach City
Unified School DistrictSeaside School District 10 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,049.00 (+12.08%)$907,944 (-8.4%) Building $907,944$1,960,547 (-0.65%) Land $1,052,603 Building $907,944
2023$11,643.00 (+2.67%)$991,175 (+3%)$1,973,278 (+1.85%) Land $1,052,603 Building $920,675
2022$11,340.00$962,306$1,937,435 Land $1,052,603 Building $884,832

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 131 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies131 in force
Nearby Flood Claims21 (1999–2023)
Claims Outside the SFHA7 of 21
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2015 · 2 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CANNON BEACH
serves 1,710 people · EPA ID OR4100164
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

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