148 E Elm St, Greenwich, CT 06830 Property Records

Greenwich Town property record for 148 E Elm St, Greenwich, CT 06830

Property Summary

Property Type	Duplex
Details	8 bd · 9.5 ba · 5,678 sqft · built 2024
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$3,525,000 (Feb 2026)
Tax Bill	$48,564 (2026)
Deeds & Mortgages	Feb 2025 Refinance Feb 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`01-1447S`

Property Details

APN / Parcel Number

Primary APN	`01-1447S`
Alternative APNs	`GREE M:01 B:1447/S` `316/046`

Interior

Bedrooms	8 Beds
Full Baths	9.5 Baths
Half Baths	3 Half Baths
Total Rooms	18 Rooms
Units	2 Units
Stories	2 Stories
Building Area	5,678 sqft Living Area
Basement Area	3,075 sqft
Unfinished Basement	3,075 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	316/046
Street Address	148 E ELM ST
City	GREENWICH
State	CT
Zip	06830-6641
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-6
Legal Block	1447/S
Jurisdiction	GREENWICH CT
Township / Civil Division	GREENWICH
Census Block Group	3
Census Block	3008
Census Tract	10700

Owner

Source: Greenwich Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	148 E ELM ST, GREENWICH, CT 06830-6641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance NICHOLAS GUERRERO
Feb 10, 2026	Warranty Deed, Transfer
Feb 10, 2026	Warranty Deed, Transfer
Mar 5, 2024	Deed of Trust, Mortgage · Commercial Mortgage NICHOLAS GUERREO
Jan 18, 2024	Warranty Deed, Transfer · Commercial Mortgage NICHOLAS GUERREO
Mar 15, 2018	Deed of Trust, Mortgage · Line of Credit WEBSTER BANK
Mar 15, 2018	Deed of Trust, Mortgage · Line of Credit WEBSTER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2026 · Amount on Record
Deed Sale	Feb 10, 2026 · Amount on Record
Prior Sale	Feb 10, 2026 · Amount on Record
Deed Document Number	2026837
Deed Book / Page	8532 / 173
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	148 E ELM ST, GREENWICH, CT 06830-6641
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00008410-1
Date	Feb 21, 2025
Book Page	8410/1
Instrument	876

Lender

Name	NICHOLAS GUERRERO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	Feb 10, 2026
Property Address	148 E ELM ST, GREENWICH, CT 06830-6641
Document Number	0008532-83
Book / Page	8532 / 83
Instrument Date	Feb 4, 2026
Instrument	830
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	Feb 10, 2026
Property Address	148 E ELM ST, GREENWICH, CT 06830-6641
Document Number	008532-173
Book / Page	8532 / 173
Instrument Date	Jan 30, 2026
Instrument	837
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	148 E ELM ST, GREENWICH, CT 06830-6641
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008303-287
Date	Mar 5, 2024
Book Page	8303/287
Instrument	1097

Lender

Name	NICHOLAS GUERREO

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	Jan 18, 2024
Property Address	148 E ELM ST, GREENWICH, CT 06830-6641
Document Number	008292-243
Book / Page	8292 / 243
Instrument Date	Jan 16, 2024
Instrument	305
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 DURANT ST, STAMFORD, CT 06902-6611

Mortgage

Document Number	0000001097
Date	Jan 18, 2024
Instrument	1097

Lender

Name	NICHOLAS GUERREO

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	148 E ELM ST, GREENWICH, CT 06830-6641
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7360-276
Date	Mar 15, 2018
Book Page	7360/276
Instrument	1801

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	148 E ELM ST, GREENWICH, CT 06830-6641
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7360-302
Date	Mar 15, 2018
Book Page	7360/302
Instrument	1802

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Greenwich Town
Unified School District	Greenwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$48,564.00 (+262.47%)	$4,632,180 (+327.29%) Land $1,106,910 Building $3,525,270	$4,032,964 (+431.45%)
2025	$13,398.00	$1,084,090 (+3.8%) Land $721,910 Building $362,180	$758,863 Land $505,337 Building $253,526
2024	$13,398.00 (+10.24%)
2023	$12,153.00 (+0.92%)	$1,044,400 (-) Land $721,910 Building $322,490
2022	$12,042.00	$1,044,400 Land $721,910 Building $322,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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