148 E 2nd St, Gray, PA 15544 Property Records

Somerset County property record for 148 E 2nd St, Gray, PA 15544

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,760 sqft · built 1920
Lot Size0.232 acres (10,140 sqft)
OwnerIndividual Name on Record
Last Sale$21,000 (Apr 2007)
Tax Bill$627 (2026)
Deeds & MortgagesApr 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APNS21-044-080-000

Property Details

APN / Parcel Number

Primary APNS21-044-080-000
Alternative APNs
  • S21-044-080-00
  • 210009670

Interior

Bedrooms4 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area1,760 sqft Living Area
1st Floor Area784 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof MaterialAsbestos
Lot Area10,140 sqft (0.232 acres)
Lot Dimensions130 ft deep x 78 ft wide

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number210009670
Street Address148 E 2ND ST
CityGRAY
StatePA
Zip15544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 87 GRAY 2 STY FR DBL HO 63 64
Legal Lot Number87
JurisdictionSOMERSET PA
Township / Civil DivisionJENNER
Census Block Group4
Census Block4020
Census Tract20602

Owner

Source: Somerset County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address148 E 2ND ST, GRAY, PA 15544
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2007 · Amount on Record
Deed SaleApr 4, 2007 · Amount on Record
Deed Document Number20073220
Deed Book / Page1955 / 545
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET PA
Property Address148 E 2ND ST, GRAY, PA 15544
Transaction TypeMortgage
Record UpdatedJul 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address148 E 2ND ST, GRAY, PA 15544

Mortgage

Document Number03010/1060
DateApr 10, 2023
Book Page3010/1060
Instrument2023002174
Lender
NameFIRST COMMAND BANK
TypeBank
AddressSOMERSET, PA 15501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueApr 9, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountySomerset County
County SubdivisionJenner Township
Unified School DistrictNorth Star School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$627.00 (+3.81%) Homeowner's exemption$10,700 (-)
2024$604.00 (+5.23%)$10,700 (-)
2023$574.00$10,700
1998$21,400 Land $7,120 Building $14,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAY AREA WATR AUTH OF JEN TWP
serves 700 people · EPA ID PA4560036
Water SourceGroundwater
Last State InspectionNov 2024

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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