Clay County property record for 148 Debarry Ave, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1978 |
| Lot Size | 0.276 acres (12,066 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $324 (2023) |
| Deeds & Mortgages | Jun 2023 Mortgage Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-04-26-019825-037-00 |
| Primary APN | 05-04-26-019825-037-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,512 sqft Heated Area |
| Gross Area | 2,393 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,066 sqft (0.276 acres) |
| Lot Dimensions | 110 ft deep x 110 ft wide |
| Garage Area | 545 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 336 sqft |
| Fence | Fence |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 148 DEBARRY AVE |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-2820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 35 BLK1 GROVE PARK VILLAGEAS REC O R 1178 PG 745 |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 05 |
| Legal Subdivision | GROVE PARK VILLAGE |
| Legal Block | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30304 |
148 Debarry Ave is owned and occupied by an individual who acquired it in September 2021.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 148 DEBARRY AVE, ORANGE PARK, FL 32073-2820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2023 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Aug 26, 2022 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2021 |
| Deed Sale | Sep 12, 2021 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 148 DEBARRY AVE, ORANGE PARK, FL 32073-2820 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 148 DEBARRY AVE, ORANGE PARK, FL 32073-2820 |
| Document Number | 0047310749 |
|---|---|
| Date | Jun 23, 2023 |
| Book Page | 4731/749 |
| Instrument | 2023030879 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 148 DEBARRY AVE, ORANGE PARK, FL 32073-2820 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 148 DEBARRY AVE, ORANGE PARK, FL 32073-2820 |
| Document Number | 0046421186 |
|---|---|
| Date | Aug 26, 2022 |
| Book Page | 4642/1186 |
| Instrument | 2022052002 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Disabled Person's exemption Veteran's exemption | $123,342 | $242,274 Land $40,000 Building $202,274 |
| 2023 | $324.00 (+54.29%) Disabled Person's exemption Veteran's exemption | $116,375 (+3%) | $251,071 (+22.11%) Land $40,000 Building $211,071 |
| 2022 | $210.00 Disabled Person's exemption Veteran's exemption | $112,986 | $205,618 Land $30,000 Building $175,618 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 148 Debarry Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 15 (1991–2017) |
| Claims Outside the SFHA | 15 of 15 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 148 Debarry Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, IQ Fiber.
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