Barnstable County and Chatham Town property record for 148 Cross St, Chatham, MA 02633
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 3,296 sqft · built 1995 |
| Lot Size | 0.445 acres (19,380 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,175,000 (Apr 2022) |
| Tax Bill | $7,730 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Sep 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | CHAT M:14D B:025D L:D6 |
| Primary APN | CHAT M:14D B:025D L:D6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,296 sqft Living Area |
| Gross Area | 6,079 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,380 sqft (0.445 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 2310 |
|---|---|
| Street Address | 148 CROSS ST |
| City | CHATHAM |
| State | MA |
| Zip | 02633-2208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Block | 25D |
| Legal Lot Number | D6 |
| Jurisdiction | CHATHAM MA |
| Township / Civil Division | CHATHAM |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 10700 |
148 Cross St is owned by two individuals who bought it in April 2022.
Source: Barnstable County and Chatham Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 INDIAN CIR, HOLLISTON, MA 01746-1293 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Sep 21, 2018 | Quit Claim Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2022 · Amount on File |
| Deed Sale | Apr 29, 2022 · Amount on File |
| Prior Sale | Sep 21, 2018 |
| Deed Book / Page | 35083 / 334 |
| Prior Transfer Date | Apr 28, 2022 |
| Prior Transfer Doc | 035083-334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHATHAM MA |
| Recording Date | Apr 29, 2022 |
| Property Address | 148 CROSS ST, CHATHAM, MA 02633-2208 |
| Document Number | 035083-334 |
| Book / Page | 35083 / 334 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 22236 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 INDIAN CIR, HOLLISTON, MA 01746-1293 |
| Document Number | 0000022237 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 22237 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHATHAM MA |
| Recording Date | Sep 21, 2018 |
| Property Address | 148 CROSS ST, CHATHAM, MA 02633-2208 |
| Document Number | 31547-147 |
| Book / Page | 031547 / 000147 |
| Instrument Date | Sep 18, 2018 |
| Instrument | 46850 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 80 BARRY AVE RIDGEFIELD CT 068774312, RIDGEFIELD, CT 06877-4312 |
The 2025 property tax bill for 148 Cross St was $7,730, up 3% from the year before.
Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Chatham Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,730.00 (+2.97%) | $2,227,800 (+5.95%) Land $1,260,700 Building $967,100 | $2,879,450 |
| 2024 | $7,507.00 (+6.15%) | $2,102,700 (+15.36%) Land $1,189,300 Building $913,400 | |
| 2023 | $7,072.00 | $1,822,800 Land $991,000 Building $831,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 148 Cross St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 155 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 169 units insured incl. 14 condo units |
| Nearby Flood Claims | 76 (1988–2023) |
| Claims Outside the SFHA | 26 of 76 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 148 Cross St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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