148 Crest Dr, Mount Carmel, TN 37645 Property Records

Hawkins County property record for 148 Crest Dr, Mount Carmel, TN 37645

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,116 sqft · built 2020
Lot Size	0.381 acres (16,602 sqft)
Owner	2 Individual Names on File
Last Sale	$219,000 (Jul 2020)
Tax Bill	$886 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Aug 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022P-D-005.00`

Property Details

APN / Parcel Number

Primary APN	`022P-D-005.00`
Alternative APNs	`07022PD022P00500` `037022P D 00500`

Interior

Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,116 sqft Living Area
Gross Area	2,836 sqft
1st Floor Area	1,456 sqft
Basement Area	1,380 sqft
Finished Basement	660 sqft
Unfinished Basement	720 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,602 sqft (0.381 acres)
Lot Dimensions	145 ft deep x 180 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	128 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	148 CREST DR
City	MOUNT CARMEL
State	TN
Zip	37645-3820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALTERS ADD PB: CAB1 PG: 164B BLK: 5 LOT: 5 ALSO LOT 6
Legal Subdivision	WALTERS ADD
Legal Block	5
Legal Lot Number	5
Jurisdiction	HAWKINS TN
Township / Civil Division	1
Census Block Group	3
Census Block	3025
Census Tract	50602

Owner

148 Crest Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Hawkins County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	148 CREST DR, MOUNT CARMEL, TN 37645-3820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 7, 2019	Quit Claim Deed, Transfer PATRIOT TITLE
Jul 31, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Oct 5, 2018	Warranty Deed, Transfer PATRIOT TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2020 · Amount on File
Deed Sale	Jul 29, 2020 · Amount on File
Prior Sale	Oct 5, 2018 · Amount on File
Deed Document Number	20205082
Deed Book / Page	1360 / 87
Prior Transfer Date	Aug 1, 2019
Prior Transfer Doc	RB1316377
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWKINS TN
Recording Date	Jul 29, 2020
Property Address	148 CREST DR, MOUNT CARMEL, TN 37645-3820
Document Number	RB136087
Book / Page	1360 / 87
Map Reference	MB 1287 PG 516
Instrument Date	Jul 24, 2020
Instrument	20005082
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	EXPRESS TITLE & CLOSING LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 CREST DR, MT CARMEL, TN 37645-3820

Mortgage

Document Number	RB20005083
Date	Jul 29, 2020
Instrument	20005083

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAWKINS TN
Recording Date	Aug 7, 2019
Property Address	148 CREST DR, MOUNT CARMEL, TN 37645-3820
Document Number	RB1316377
Book / Page	001316 / 000377
Instrument Date	Aug 1, 2019
Instrument	4781
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	PATRIOT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 WHITE ST KINGSPORT TN 376642044, KINGSPORT, TN 37664-2044

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWKINS TN
Recording Date	Jul 31, 2019
Property Address	148 CREST DR, MOUNT CARMEL, TN 37645-3820
Document Number	RB1315410
Book / Page	001315 / 000410
Instrument Date	Jul 29, 2019
Instrument	4588
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	PATRIOT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$703.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	156 CREST DR MOUNT CARMEL TN 37645, MOUNT CARMEL, TN 37645

Mortgage

Document Number	RB1315413
Date	Jul 31, 2019
Book Page	001315/000413
Instrument	4589

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWKINS TN
Recording Date	Oct 5, 2018
Property Address	148 CREST DR, MOUNT CARMEL, TN 37645-3820
Document Number	RB1287516
Book / Page	001287 / 000516
Instrument Date	Oct 5, 2018
Instrument	6048
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	PATRIOT TITLE

Transaction

Amount	Amount on Record
Tax	$74.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 WHITE ST KINGSPORT TN 376642044, KINGSPORT, TN 37664-2044

Tax Assessment & Valuation

Source: Hawkins County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hawkins County
Municipality	Mount Carmel Town
Unified School District	Hawkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,725 (-) Land $6,075 Building $49,650	$222,900 Land $24,300 Building $198,600
2024	$886.00	$55,725 (-) Land $6,075 Building $49,650
2023		$55,725 Land $6,075 Building $49,650
2021			$222,900 Land $24,300 Building $198,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 148 Crest Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2010–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Crest Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF HAWKINS COUNTY serves 19,972 people · EPA ID TN0000109
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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