James City County property record for 148 Cooley Rd, Williamsburg, VA 23188 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1973 |
| Square Footage | 1,758 sqft Living Area |
| Lot Size | 17,555 sqft (0.403 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $240,000 (2019) |
| Tax Bill | $1,872.00 (2019) |
| Primary APN | 38-4 09-0-0003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,758 sqft Living Area |
| Gross Area | 2,070 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Raised Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 17,555 sqft (0.403 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 312 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 1042 |
|---|---|
| Street Address | 148 COOLEY RD |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-2547 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L-3 INDIGO PARK |
| Legal Subdivision | INDIGO PARK |
| Legal Lot Number | 3 |
| Jurisdiction | JAMES CITY VA |
| Minor Civil Division | JAMESTOWN |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 80202 |
Source: James City County records · APN 38-4 09-0-0003
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 148 COOLEY RD, WILLIAMSBURG, VA 23188-2547 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 23, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 23, 2019 · Amount on Record |
| Deed Sale | Apr 23, 2019 · Amount on Record |
| Prior Sale | Aug 09, 2011 · Amount on Record |
| Deed Doc Number | 190005816 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 148 COOLEY RD, WILLIAMSBURG, VA 23188-2547 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | LAWYERS TITLE REALTY SERVICES INC, LAWYERS TITLE REALTY SVCS |
| Name | Verified Name |
|---|
| Document Number | 0210017580 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 210017580 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Apr 23, 2019 |
| Property Address | 148 COOLEY RD, WILLIAMSBURG, VA 23188-2547 |
| Document Number | 0000005816 |
| Instrument Date | Apr 17, 2019 |
| Instrument | 5816 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 148 COOLEY RD WILLIAMSBURG VA 231882547, WILLIAMSBURG, VA 23188-2547 |
| Document Number | 5817 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 5817 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: James City County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $303,900 (+13.82%) Land $71,900 Building $232,000 | $303,900 (+13.82%) Land $71,900 Building $232,000 | |
| 2023 | $267,000 Land $60,700 Building $206,300 | $267,000 Land $60,700 Building $206,300 | |
| 2019 | $1,872.00 |
Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 3% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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