148 Cooley Ave, Ponca City, OK 74601 Property Records

Kay County property record for 148 Cooley Ave, Ponca City, OK 74601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,464 sqft · built 1950
Lot Size	0.251 acres (10,934 sqft)
Owner	Individual Name on Record
Last Sale	$146,000 (Jun 2026)
Tax Bill	$1,542 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0230-00-003-012-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`0230-00-003-012-0-000-00`
Alternative APN	`1838`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2007
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,934 sqft (0.251 acres)
Lot Dimensions	140 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1838
Street Address	148 COOLEY AVE
City	PONCA CITY
State	OK
Zip	74601-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C - COOLEY ADD BLK 3 LOT 12
Legal Range	02E
Legal Township	26N
Legal Section	22
Legal Subdivision	COOLEY
Legal Block	3
Legal Lot Number	12
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	2
Census Block	2002
Census Tract	201

Owner

Source: Kay County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	148 COOLEY AVE, PONCA CITY, OK 74601-3401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Affidavit, Transfer
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE CORPORATION
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE CORPORATION
Aug 25, 2022	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
May 26, 2020	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Aug 25, 2022 · Amount on Record
Deed Document Number	20264370
Deed Book / Page	2039 / 19
Record Updated	Oct 29, 2026

June 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	KAY OK
Recording Date	Jun 18, 2026
Property Address	148 COOLEY AVE, PONCA CITY, OK 74601-3401
Document Number	0000004369
Book / Page	2039 / 16
Instrument Date	Jun 18, 2026
Instrument	20264369
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 COOLEY AVE, PONCA CITY, OK 74601-3401

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Jun 18, 2026
Property Address	148 COOLEY AVE, PONCA CITY, OK 74601-3401
Document Number	0000004370
Book / Page	2039 / 19
Instrument Date	Jun 15, 2026
Instrument	20264370
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,119.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 COOLEY AVE, PONCA CITY, OK 74601-3401

Mortgage

Document Number	0000004371,
Date	Jun 18, 2026
Instrument	20264371

Lender

Name	GATEWAY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.72%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Jun 18, 2026
Property Address	148 COOLEY AVE, PONCA CITY, OK 74601-3401
Document Number	I2026004370
Book / Page	2039 / 19
Instrument Date	Jun 15, 2026
Instrument	20264370
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,119.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 COOLEY AVE, PONCA CITY, OK 74601-3401

Mortgage

Document Number	0000004371,
Date	Jun 18, 2026
Instrument	20264371

Lender

Name	GATEWAY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Aug 25, 2022
Property Address	148 COOLEY AVE, PONCA CITY, OK 74601-3401
Document Number	I2022006600
Book / Page	1915 / 30
Instrument Date	Aug 24, 2022
Instrument	I-2022-006600
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	148 COOLEY AVE, PONCA CITY, OK 74601-3401

Mortgage

Document Number	I2022006601
Date	Aug 25, 2022
Instrument	I-2022-006601

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	May 26, 2020
Property Address	148 COOLEY AVE, PONCA CITY, OK 74601-3401
Document Number	0000003618
Book / Page	1836 / 783
Instrument Date	May 15, 2020
Instrument	2020-003618
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 COOLEY AVE, PONCA CITY, OK 74601-3401

Mortgage

Document Number	0000003619
Date	May 26, 2020
Instrument	2020-003619

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,420 (+1.8%) Land $901 Building $15,519	$149,268 (-0.59%) Land $8,190 Building $141,078
2025	$1,542.00 (+6.05%)	$16,129 (+5%) Land $894 Building $15,235	$150,151 (-5.6%) Land $8,190 Building $141,961
2024	$1,454.00 (+3.05%)	$15,361 (+5%) Land $852 Building $14,509	$159,054 (+19.59%) Land $8,190 Building $150,864
2023	$1,411.00	$14,630 Land $835 Building $13,795	$133,000 Land $7,590 Building $125,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Nov 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Chisholm Broadband, Nextlink, T-Mobile.

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