Essex County and Gloucester City property record for 148 Concord St, Gloucester, MA 01930
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 2,845 sqft · built 1941 |
| Lot Size | 10.5 acres (460,865 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,549 (2025) |
| Deeds & Mortgages | Jun 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0242 B:0040 L:0000 |
| Primary APN | GLOU M:0242 B:0040 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,845 sqft Living Area |
| Gross Area | 5,436 sqft |
| 1st Floor Area | 1,020 sqft |
| Basement Area | 1,020 sqft |
| Unfinished Basement | 1,020 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 460,865 sqft (10.5 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 148 CONCORD ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1509 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-20 |
| Legal Block | 40 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 221902 |
Source: Essex County and Gloucester City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 148 CONCORD ST, GLOUCESTER, MA 01930-1509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2009 |
| Deed Sale | Jul 20, 2009 |
| Deed Book / Page | 28794 / 302 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 148 CONCORD ST, GLOUCESTER, MA 01930-1509 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 041002-524 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 41002/524 |
| Instrument | 20220615002700 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2042 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,549.00 (+14.11%) | $879,500 (+14.22%) Land $426,500 Building $453,000 |
| 2024 | $7,492.00 (-6.5%) | $770,000 (+1.76%) Land $406,200 Building $363,800 |
| 2023 | $8,013.00 | $756,700 Land $362,800 Building $393,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2005 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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