148 Concord Rd, Wayland, MA 01778 Property Records

Middlesex County and Wayland Town property record for 148 Concord Rd, Wayland, MA 01778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,094 sqft · built 1950
Lot Size	1.18 acres (51,800 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Sep 2022)
Tax Bill	$10,375 (2026)
Deeds & Mortgages	Feb 2020 Refinance Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WAYL M:11 L:001`

Property Details

APN / Parcel Number

Primary APN	`WAYL M:11 L:001`
Alternative APN	`M:11 P:001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,094 sqft Living Area
Gross Area	2,202 sqft
1st Floor Area	808 sqft
Basement Area	670 sqft
Unfinished Basement	456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,800 sqft (1.18 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	148 CONCORD RD
City	WAYLAND
State	MA
Zip	01778-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Lot Number	1
Jurisdiction	WAYLAND MA
Township / Civil Division	WAYLAND
Census Block Group	1
Census Block	1020
Census Tract	366201

Owner

148 Concord Rd is owned and occupied by an individual who bought it in September 2022.

Source: Middlesex County and Wayland Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	148 CONCORD RD, WAYLAND, MA 01778-1427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 7, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARVARD UNIVERSITY CREDIT UNION
Nov 13, 2017	Quit Claim Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2022 · Amount on File
Deed Sale	Sep 7, 2022 · Amount on File
Prior Sale	Nov 13, 2017 · Amount on File
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYLAND MA
Property Address	148 CONCORD RD, WAYLAND, MA 01778-1427
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001835910
Date	Feb 7, 2020
Instrument	1835910

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYLAND MA
Recording Date	Sep 7, 2022
Property Address	148 CONCORD RD, WAYLAND, MA 01778-1427
Document Number	0001922621
Instrument Date	Sep 7, 2022
Instrument	1922621
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 CONCORD RD, WAYLAND, MA 01778-1427

Mortgage

Document Number	0001922622
Date	Sep 7, 2022
Instrument	1922622

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.13%
Type Change Date	Oct 1, 2032
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYLAND MA
Recording Date	Nov 13, 2017
Property Address	148 CONCORD RD, WAYLAND, MA 01778-1427
Document Number	0000075215
Instrument Date	Nov 6, 2017
Instrument	75215
Transaction Type	Transfer
Record Updated	Dec 5, 2017

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 CONCORD RD WAYLAND MA 017781427, WAYLAND, MA 01778-1427

Mortgage

Document Number	75216
Date	Nov 13, 2017
Instrument	75216

Lender

Name	SUPREME LNDG

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 148 Concord Rd was $10,375, up 1.7% from the year before.

Source: Middlesex County and Wayland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wayland Town
Unified School District	Wayland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,375.00 (+1.66%)	$699,600 (+7.14%) Land $549,400 Building $150,200	$747,650 (+6.22%)
2025	$10,206.00 (+5.76%)	$653,000 (+5.02%) Land $513,500 Building $139,500	$703,855
2024	$9,650.00 (-13.11%)	$621,800 (-6.78%) Land $489,000 Building $132,800
2023	$11,106.00	$667,000 Land $444,400 Building $222,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 148 Concord Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1982–1999)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Concord Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAYLAND WATER DEPARTMENT serves 14,096 people · EPA ID MA3315000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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