148 Co Rd 4595, Winnsboro, TX 75494 Property Records

Wood County property record for 148 Co Rd 4595, Winnsboro, TX 75494

Property Summary

Property Type	Single Family Home
Details	2,087 sqft · built 1994
Lot Size	1.87 acres (81,457 sqft)
Owner	2 Individual Names on File
Last Sale	$68,800 (Mar 2019)
Tax Bill	$1,764 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1996-0000-0560-85`

Property Details

APN / Parcel Number

Primary APN	`1996-0000-0560-85`
Alternative APN	`55923`

Interior

Building Area	2,087 sqft Living Area
Gross Area	4,329 sqft
1st Floor Area	1,595 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	81,457 sqft (1.87 acres)
Porch	Porch
Porch Area	395 sqft
Patio Area	517 sqft

Location & Zoning

Account Number	1996-0000-0560-85
Street Address	148 COUNTY ROAD 4595
City	WINNSBORO
State	TX
Zip	75494-6790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HORSESHOE BEND, UNIT A, LOTS 56,57; ACRES 1.87
Legal Subdivision	HORSESHOE BEND
Legal Lot Number	56,57
Jurisdiction	WOOD TX
Township / Civil Division	WINNSBORO
Census Block Group	2
Census Block	2046
Census Tract	950100

Owner

148 Co Rd 4595 is owned and occupied by two individuals who bought it in March 2019.

Source: Wood County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	148 COUNTY ROAD 4595, WINNSBORO, TX 75494-6790
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 12, 2019	Vendor's Lien, Transfer THE FIRST NATIONAL BANK OF WINNSBOR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2019 · Amount on File
Deed Sale	Mar 12, 2019 · Amount on File
Deed Document Number	20192103
Prior Transfer Date	Mar 8, 2019
Prior Transfer Doc	0000002103
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOOD TX
Property Address	148 COUNTY ROAD 4595, WINNSBORO, TX 75494-6790
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000008459
Date	Sep 3, 2020
Instrument	2020-00008459

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 24, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WOOD TX
Recording Date	Mar 12, 2019
Property Address	148 COUNTY ROAD 4595, WINNSBORO, TX 75494-6790
Document Number	201900002103
Map Reference	VOL 9 PG 75&76
Instrument Date	Mar 8, 2019
Instrument	2019-00002103
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	TRI COUNTY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2705 TIMBER TRL, 2705, ALLEN, TX 75002-8809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 INDIAN PAINTBRUSH, FATE, TX 75087-9301

Mortgage

Document Number	201900002104
Date	Mar 12, 2019
Instrument	2019-00002104

Lender

Name	THE FIRST NATIONAL BANK OF WINNSBOR
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 148 Co Rd 4595 was $1,764 with exemptions applied.

Source: Wood County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wood County
Unified School District	Harmony Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,830 (+32.75%) Land $91,230 Building $358,600	$449,830 (+12.47%) Land $91,230 Building $358,600
2025	$1,764.00 Homeowner's exemption Senior Citizen's exemption	$338,846 Land $91,230 Building $308,720	$399,950 Land $91,230 Building $308,720
2023		$319,860 Land $91,230 Building $228,630	$319,860 Land $91,230 Building $228,630
2022	$2,945.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 148 Co Rd 4595 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Co Rd 4595 is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHARON WSC serves 9,111 people · EPA ID TX2500020
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber	1,000 / 1,000

May also be available: T-Mobile.

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