148 Cliff Dr, Oakland, MD 21550 Property Records

Garrett County property record for 148 Cliff Dr, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,296 sqft · built 1985
Lot Size	1.46 acres (63,597 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Aug 2012)
Tax Bill	$3,439 (2025)
Flood Zone	Zone X (minimal risk)
APN	`18-036517`

Property Details

APN / Parcel Number

Primary APN	`18-036517`
Alternative APN	`036517`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	63,597 sqft (1.46 acres)
View / Lot	Waterfront
Deck Area	396 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	036517
Street Address	148 CLIFF DR
City	OAKLAND
State	MD
Zip	21550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	63597 SQ FT PT TR 6 & 7 PARADISE GAR DEEP CREEK LAKE
Legal Subdivision	PARADISE GAR DEEP CREEK
Legal Tract	6
Jurisdiction	GARRETT MD
Township / Civil Division	7, EAST OAKLAND
Census Block Group	1
Census Block	1013
Census Tract	502

Owner

148 Cliff Dr is owned by two individuals who bought it in August 2012.

Source: Garrett County records, as of August 12, 2025

Owner of Record	2 Individual Names on File
Mailing Address	123 STETTLER DR, CLAIRTON, PA 15025-3147
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2012 · Amount on File
Deed Sale	Aug 8, 2012 · Amount on File
Prior Sale	Dec 22, 2003
Deed Book / Page	1677 / 45
Prior Transfer Date	Dec 31, 2007
Prior Transfer Doc	0013510647
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 148 Cliff Dr was $3,439.

Source: Garrett County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,439.00	$291,000 Land $51,900 Building $239,100	$291,000 Land $51,900 Building $239,100
2023	$2,794.00	$225,733	$291,000 Land $51,900 Building $239,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 148 Cliff Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Cliff Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: Mountain Communications, Pogozone powered by Neubeam, Verizon, Xfinity.