148 Christopher Dr, Duck (Kitty Hawk), NC 27949 Property Records

Dare County property record for 148 Christopher Dr, Duck, NC 27949 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,537 sqft · built 2013
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Trust Names on File
Last Sale	$465,000 (Jun 2009)
Tax Bill	$6,692 (2025)
Deeds & Mortgages	Dec 2021 Transfer Jul 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`986913044394`

Property Details

APN / Parcel Number

Primary APN	`986913044394`
Alternative APNs	`98691344394` `010146000`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,537 sqft Heated Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Contemporary
Exterior Material	Other
Lot Area	10,000 sqft (0.23 acres)
View / Lot	Ocean
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	986913044394
Street Address	148 CHRISTOPHER DR
City	DUCK
State	NC
Zip	27949-4545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 33 BLK: SEC: PL: A SL: 65
Legal Subdivision	OCEAN DUNES
Legal Lot Number	33
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1020
Census Tract	970101

Owner

Source: Dare County records · APN 986913044394

Assessment roll updated October 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	10006 FOX SPRING CT, OAKTON, VA 22124-2657
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Intrafamily Transfer, Transfer
Jul 31, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 05, 2009 · Amount on Record
Deed Sale	Jun 05, 2009 · Amount on Record
Deed Document Number	20096259403
Deed Book / Page	1802 / 385
Last Transfer Date	Dec 13, 2021
Transfer Doc	0002579/84
Record Updated	Jun 08, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARE NC
Recording Date	Dec 30, 2021
Property Address	148 CHRISTOPHER DR, DUCK, NC 27949-4545
Document Number	0002579/84
Book / Page	2579 / 84
Map Reference	CAB A SL 65&66
Instrument Date	Dec 13, 2021
Instrument	700111272
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1006 FOX SPRING CT, OAKTON, VA 22124

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	148 CHRISTOPHER DR, DUCK, NC 27949-4545
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2314/633
Date	Jul 31, 2019
Book Page	2314/633
Instrument	700067224

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2034

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	148 CHRISTOPHER DR, DUCK, NC 27949-4545
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2493/601
Date	Apr 15, 2021
Book Page	2493/601
Instrument	700096922

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2036

Tax Assessment & Valuation

Source: Dare County records · Assessment roll updated October 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Duck Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,692.00 (+20.66%)	$1,510,100 (+68.95%) Land $560,300 Building $949,800
2023	$5,546.00	$893,800 Land $280,100 Building $613,700
2020			$1,510,100 Land $560,300 Building $949,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dare County (37055C), updated May 11, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370559701011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Cost	Premium on Record median of 1,132 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,493 units insured 361 under condo master policies
Nearby Flood Claims	732 (1978–2024)
Claims Outside the SFHA	327 of 732
Most Recent Claim	Sep 2024, rainfall accumulation, Potential Tropical Cyclone Eight
Claims By Storm	Hurricane Matthew, Oct 2016 · 128 claims Hurricane Irene, Aug 2011 · 119 claims Hurricane Isabel, Sep 2003 · 85 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 366 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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