148 Cherry Hill Dr, Georgetown, KY 40324 Property Records

Scott County property record for 148 Cherry Hill Dr, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,006 sqft · built 2005
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Dec 2015)
Tax Bill	$3,095 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`188-20-031.000`

Property Details

APN / Parcel Number

Primary APN	`188-20-031.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,006 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	554 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	148 CHERRY HILL DR
City	GEORGETOWN
State	KY
Zip	40324-9654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY BLOSSOM VILLAGE PHASE 2
Legal Subdivision	CHERRY BLOSSOM VILLAGE PHASE 2
Legal Phase	2
Legal Lot Number	25
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2008
Census Tract	40303

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lane's Run Historic District listed 1984 · 18 contributing resources · NRIS 84001986

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Scott County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	148 CHERRY HILL DR, GEORGETOWN, KY 40324-9654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 1, 2015 · Amount on Record
Deed Sale	Dec 1, 2015 · Amount on Record
Deed Document Number	2015345924
Deed Book / Page	373 / 843
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 21, 2026
Property Address	148 CHERRY HILL DR, GEORGETOWN, KY 40324-9654
Document Number	0000595582
Book / Page	467 / 518
Instrument Date	Jul 17, 2026
Instrument	2026595582
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$46,965.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	148 CHERRY HILL DR, GEORGETOWN, KY 40324-9654

Mortgage

Document Number	0000595582,
Date	Jul 21, 2026
Book Page	1909/818
Instrument	2026595582

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	148 CHERRY HILL DR, GEORGETOWN, KY 40324-9654
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RAINBOW TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1535/507
Date	Aug 25, 2020
Book Page	M1535/507
Instrument	420692

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,095.00 (+10.22%)	$347,500 (+12.21%)	$347,500 (+12.21%)
2023	$2,808.00 (+17.05%)	$309,700 (+11.97%) Land $50,000 Building $259,700	$309,700 (+11.97%) Land $50,000 Building $259,700
2022	$2,399.00	$276,600 Land $50,000 Building $226,600	$276,600 Land $50,000 Building $226,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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