148 Chelsea St, Everett, MA 02149 Property Records

Middlesex County and Everett City property record for 148 Chelsea St, Everett, MA 02149

Property Summary

Property Type	Apartments (5+ Units)
Details	12 bd · 12 ba · 8,425 sqft · built 1921
Lot Size	0.162 acres (7,074 sqft)
Owner	2 Trust Names on File
Tax Bill	$28,372 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L00003 000118 01`

Property Details

APN / Parcel Number

Primary APN	`L00003 000118 01`
Alternative APNs	`EVER M:L0 B:03 L:000118` `M:L00 B:003 L:000118-01` `L00003 00`

Interior

Bedrooms	12 Beds
Full Baths	12 Baths
Total Rooms	36 Rooms
Units	12 Units
Stories	3 Stories
Building Area	8,425 sqft Living Area
Gross Area	11,424 sqft
Basement Area	2,856 sqft
Unfinished Basement	2,856 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	7,074 sqft (0.162 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	L00003 000118 01
Street Address	148 CHELSEA ST
City	EVERETT
State	MA
Zip	02149-4638
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	BD
Legal Block	3
Legal Lot Number	118
Jurisdiction	EVERETT MA
Township / Civil Division	EVERETT
Census Block Group	2
Census Block	2000
Census Tract	342501

Owner

148 Chelsea St, a residential property, is held in a trust since December 2023.

Source: Middlesex County and Everett City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3 RED COACH LN, WINCHESTER, MA 01890-2347
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Commercial Mortgage CENTURY BANK & TRUST
Dec 14, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 19, 2019	Deed of Trust, Mortgage · Commercial Mortgage CENTURY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 13, 2023
Transfer Doc	082309-513
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	148 CHELSEA ST, EVERETT, MA 02149-4638
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076696-253
Date	Jan 14, 2021
Book Page	76696/253
Instrument	9514

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EVERETT MA
Recording Date	Dec 14, 2023
Property Address	148 CHELSEA ST, EVERETT, MA 02149-4638
Document Number	082309-513
Book / Page	82309 / 513
Instrument Date	Dec 13, 2023
Instrument	142724
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 RED COACH LN, WINCHESTER, MA 01890-2347

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	148 CHELSEA ST, EVERETT, MA 02149-4638
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72959-148
Date	Jul 19, 2019
Book Page	72959/148
Instrument	103953

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 148 Chelsea St was $28,372, up 15.7% from the year before.

Source: Middlesex County and Everett City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$28,372.00 (+15.66%)	$2,248,200 (+4.39%) Land $900,000 Building $1,348,200
2025	$24,530.00 (+9.22%)	$2,153,600 (+9.89%) Land $840,000 Building $1,313,600
2024	$22,459.00 (+1.54%)	$1,959,800 (+4.38%) Land $756,000 Building $1,203,800
2023	$22,118.00	$1,877,600 Land $720,000 Building $1,157,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 148 Chelsea St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 148 Chelsea St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERETT WATER DEPT. (MWRA) serves 49,075 people · EPA ID MA3093000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 743 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Netafy Fixed Wireless	150 / 150
AT&T Fixed Wireless	100 / 20

May also be available: Starry, T-Mobile.

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