148 Charles St, Sunnyvale, CA 94086 Property Records

Santa Clara County property record for 148 Charles St, Sunnyvale, CA 94086

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,585 sqft · built 2018
Lot Size	0.168 acres (7,320 sqft)
Owner	2 Individual Names on File
Last Sale	$2,475,000 (Jun 2018)
Tax Bill	$33,220 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`165-14-042`

Property Details

APN / Parcel Number

Primary APN	`165-14-042`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,585 sqft Living Area
1st Floor Area	2,585 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	7,320 sqft (0.168 acres)
Lot Dimensions	122 ft deep x 60 ft wide
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	148 CHARLES ST
City	SUNNYVALE
State	CA
Zip	94086-6061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 210 LOT 25
Legal Subdivision	210 PIONEER HOMES UN #2
Legal Tract	210
Legal Lot Number	25
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3002
Census Tract	508601

Owner

148 Charles St is owned and occupied by two individuals who bought it in June 2018.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	148 CHARLES ST, SUNNYVALE, CA 94086-6061
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Jun 19, 2018	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 28, 2017	Trustee's Deed, Construction Loan · Construction Mortgage WESTERN ALLIANCE BK
Jan 20, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2018 · Amount on File
Deed Sale	Jun 19, 2018 · Amount on File
Prior Sale	Jan 20, 2017 · Amount on File
Deed Document Number	201823959126
Prior Transfer Date	Nov 17, 2006
Prior Transfer Doc	0019209353
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	148 CHARLES ST, SUNNYVALE, CA 94086-6061
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 CHARLES ST, SUNNYVALE, CA 94086-6061

Mortgage

Document Number	0025051993
Date	Aug 3, 2021
Instrument	25051993

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	148 CHARLES ST, SUNNYVALE, CA 94086-6061
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024304795
Date	Oct 16, 2019
Instrument	24304795

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 19, 2018
Property Address	148 CHARLES ST, SUNNYVALE, CA 94086-6061
Document Number	0023959126
Instrument Date	Jun 14, 2018
Instrument	23959126
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 CHARLES ST, SUNNYVALE, CA 94086-6061

Mortgage

Document Number	0023959127
Date	Jun 19, 2018
Instrument	23959127

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 28, 2017
Property Address	148 CHARLES ST, SUNNYVALE, CA 94086-6061
Instrument Date	Apr 12, 2017
Instrument	23636142
Transaction Type	Construction Loan
Record Updated	May 9, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20008 ALMADEN RD SAN JOSE CA 951203514, SAN JOSE, CA 95120-3514

Mortgage

Document Number	0023636142
Date	Apr 28, 2017
Instrument	23636142

Lender

Name	WESTERN ALLIANCE BK
Type	Bank
Address	55 ALMADEN BLVD # 100, SAN JOSE, CA 95113-1609

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 20, 2017
Property Address	148 CHARLES ST, SUNNYVALE, CA 94086-6061
Document Number	0023563712
Map Reference	MAP7 PG24
Instrument Date	Jan 17, 2017
Instrument	23563712
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20008 ALMADEN RD, SAN JOSE, CA 95120-3514

Tax Assessment & Valuation

The 2025 property tax bill for 148 Charles St was $33,220 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Sunnyvale City
Secondary School District	Fremont Union High School District (09 - 12)
Elementary School District	Sunnyvale Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,872,445 (+2%) Land $2,263,140 Building $609,305
2025	$33,220.00 Homeowner's exemption	$2,816,123 Land $2,218,765 Building $597,358
2023	$31,722.00 (+1.64%) Homeowner's exemption	$2,706,771 Land $2,132,608 Building $574,163
2022	$31,211.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 148 Charles St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 148 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUNNYVALE serves 157,566 people · EPA ID CA4310014
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	63 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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