148 Chaplin St, Pawtucket, RI 02861 Property Records

Pawtucket City property record for 148 Chaplin St, Pawtucket, RI 02861

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,016 sqft · built 1955
Lot Size	0.098 acres (4,250 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Nov 2018)
Tax Bill	$5,640 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:10 L:0370`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:10 L:0370`
Alternative APN	`100370`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,016 sqft Living Area
Gross Area	3,024 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,250 sqft (0.098 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	100370
Street Address	148 CHAPLIN ST
City	PAWTUCKET
State	RI
Zip	02861-1748
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RT
Legal Lot Number	370
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	2
Census Block	2000
Census Tract	15600

Owner

Source: Pawtucket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	148 CHAPLIN ST, PAWTUCKET, RI 02861-1748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Nov 15, 2018	Warranty Deed, Transfer · FHA Mortgage HARBORONE MORTGAGE
May 1, 2018	Warranty Deed, Transfer ROBERT CASPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2018 · Amount on Record
Deed Sale	Nov 15, 2018 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Document Number	201856
Deed Book / Page	4307 / 324
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Recording Date	Jul 13, 2026
Property Address	148 CHAPLIN ST, PAWTUCKET, RI 02861-1748
Document Number	0000000046
Book / Page	5341 / 289
Instrument Date	Jul 5, 2026
Instrument	202646
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 CHAPLIN ST, PAWTUCKET, RI 02861-1748

Mortgage

Document Number	0000000046,
Date	Jul 13, 2026
Book Page	5341/289
Instrument	202646

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2051

Interest

Rate	6.48%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	148 CHAPLIN ST, PAWTUCKET, RI 02861-1748
Transaction Type	Mortgage
Record Updated	Feb 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004829-125
Date	Feb 11, 2022
Book Page	4829/125
Instrument	3

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2047

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Nov 15, 2018
Property Address	148 CHAPLIN ST, PAWTUCKET, RI 02861-1748
Document Number	4307-324
Book / Page	4307 / 324
Instrument	56
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.27
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	43070326
Date	Nov 15, 2018
Instrument	04307/0326

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	May 1, 2018
Property Address	148 CHAPLIN ST, PAWTUCKET, RI 02861-1748
Document Number	4223-95
Book / Page	004223 / 000095
Instrument Date	Apr 17, 2018
Instrument	78
Transaction Type	Transfer
Record Updated	May 18, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 237 CHARLESTOWN RI 028130237, CHARLESTOWN, RI 02813-0237

Mortgage

Document Number	4223-98
Date	May 1, 2018
Book Page	004223/000098
Instrument	79

Lender

Name	ROBERT CASPER
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,640.00 (+8.84%)	$428,900 (+40.21%) Land $120,100 Building $308,800	$533,607
2023	$5,182.00 (+2.17%)	$305,900 (-) Land $75,100 Building $230,800
2022	$5,072.00	$305,900 Land $75,100 Building $230,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,055 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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