148 Cecil Rd, Flora, MS 39071 Property Records

Madison County property record for 148 Cecil Rd, Flora, MS 39071 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 976 sqft · built 1998
Lot Size	3.82 acres (166,835 sqft)
Owner	Individual Name on File
Tax Bill	$377 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052I-31-013`

Property Details

APN / Parcel Number

Primary APN	`052I-31-013`
Alternative APNs	`052I-31-013/00.00` `1832`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	976 sqft Adjusted Area
1st Floor Area	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	166,835 sqft (3.82 acres)
Garage Type	Carport
Carport	Carport
Carport Area	196 sqft

Exterior Amenities

Porch	Porch
Porch Area	196 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	1832
Old Parcel Number	052I-31 -013/00.00
Street Address	148 CECIL RD
City	FLORA
State	MS
Zip	39071-9462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.83 ACD IN E1/2 SE1/4
Legal Range	02W
Legal Township	08N
Legal Section	31
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1024
Census Tract	30302

Owner

Source: Madison County records · APN 052I-31-013

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	148 CECIL RD, FLORA, MS 39071-9462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 04, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jan 17, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Oct 26, 2018	Warranty Deed, Transfer BANKPLUS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 26, 2018
Deed Sale	Oct 26, 2018
Deed Document Number	0003660712
Deed Book / Page	3660 / 712
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	148 CECIL RD, FLORA, MS 39071-9462
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3985/76
Date	Feb 04, 2021
Book Page	3985/76
Instrument	917548

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 01, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	148 CECIL RD, FLORA, MS 39071-9462
Document Number	0000884542
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 CECIL RD FLORA MS 390719462, FLORA, MS 39071-9462

Mortgage

Document Number	0000884542
Date	Feb 03, 2020
Book Page	003813/000637
Instrument	884542

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 02, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Oct 26, 2018
Property Address	148 CECIL RD, FLORA, MS 39071-9462
Document Number	0000852914
Book / Page	003660 / 000712
Instrument Date	Oct 25, 2018
Instrument	852914
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	RUCKETT LAND TITLE INC, LUCKETT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 CECIL RD FLORA MS 390719466, FLORA, MS 39071-9466

Mortgage

Document Number	852915
Date	Oct 26, 2018
Book Page	003660/000716
Instrument	852915

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Oct 25, 2025

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$377.00 (+0.27%) Homeowner's exemption	$7,240 (-0.86%)	$70,220 (-0.59%) Land $20,410 Building $49,810
2024	$376.00 (-1.83%)
2023	$383.00 Homeowner's exemption	$7,303	$70,640 Land $20,420 Building $50,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (28089C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280890303021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2016–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2017, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 10% of Mississippi
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Ozborn Communications	Fixed Wireless (licensed-by-rule)	370 / 211
Telapex	Fixed Wireless	100 / 20
AT&T	DSL	10 / 1

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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